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Unit

Unit

Embedded Banking

VS

Checkout.com

Global Performance

Checkout.com
Fees from
Custom vs 2.3-2.9% + $0.30 (typical)
Features

0 shared

1 unique to Unit · 4 unique to Checkout.com
Regions

1 shared

7 unique to Checkout.com
Pay methods

1 shared

4 unique to Unit · 34 unique to Checkout.com
On settlement

Unit settles in 1–3 business days; Checkout.com settles in 1–3 business days. Verify directly with each provider before signing.

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Show full specs
5 features · 39 payment methods · 8 regions. We don't rank these — they're here for reference.
Unit Unit
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
Custom
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
1–3 business days
1–3 business days
Founded
2019
2012
Headquarters
San Francisco, California
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 5)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Cartes Bancaires Unique
—
✓
Check Unique
✓
—
Credit Card Unique
✓
—
Dana Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Checkout.com leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Unit is best when you...

Embedded Banking
Need Startup Friendly
Not available with Checkout.com
View Unit

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with Unit
Need Instant Payout
Not available with Unit
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania, Southeast Asia
Unit doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Unit and Checkout.com?
They share 1 payment method and 1 region. Unit adds Check, Credit Card, Debit Card and 1 more that Checkout.com does not list; Checkout.com adds Alipay, Amex, Apple Pay and 31 more that Unit does not list; Checkout.com also covers Africa, Asia and 5 more; only Unit offers Startup Friendly.
Which is cheaper, Unit or Checkout.com?
Unit has custom pricing quoted on engagement; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Unit and Checkout.com?
Unit lists 1 region and 5 payment methods; Checkout.com lists 8 and 35. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Unit and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Unit settles in 1–3 business days, Checkout.com in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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