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Unzer

Unzer

DACH Region Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

2 shared

1 unique to Unzer · 3 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

10 shared

9 unique to Unzer · 9 unique to A-Pay
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 28 payment methods · 6 regions. We don't rank these — they're here for reference.
Unzer Unzer
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2003
2021
Headquarters
Heidelberg, Germany
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 3)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox
✓
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bank Transfer Unique
—
✓
Blik Unique
✓
—
Bnpl Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Direct Debit Unique
✓
—
Eps Unique
✓
—
Giropay Unique
✓
—
Google Pay Unique
—
✓
Ideal
✓
✓
Invoice Unique
✓
—
Klarna
✓
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Przelewy24 Unique
✓
—
Sepa
✓
✓
Sofort
✓
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Unzer is best when you...

DACH Region Payments
Need Enterprise
Not available with A-Pay
View Unzer

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Unzer
Need High Risk Accepted
Not available with Unzer
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
Unzer doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Unzer and A-Pay?
They share 10 payment methods and 1 region. Unzer adds Bancontact, BLIK, Buy Now Pay Later and 6 more that A-Pay does not list; A-Pay adds ACH, Alipay, Bank Transfer and 6 more that Unzer does not list; A-Pay also covers Africa, Asia and 3 more; only Unzer offers Enterprise.
Which is cheaper, Unzer or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Unzer and A-Pay?
Unzer lists 1 region and 19 payment methods; A-Pay lists 6 and 19. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Unzer and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Unzer settles in 1–2 business days, A-Pay in 1–2 business days.

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