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Unzer

Unzer

DACH Region Payments

VS

Paygatex

Paygatex
Fees from
Custom vs 0.2%–1%
Features

1 shared

2 unique to Unzer · 8 unique to Paygatex
Regions

0 shared

1 unique to Unzer · 8 unique to Paygatex
Pay methods

1 shared

18 unique to Unzer · 17 unique to Paygatex

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Show full specs
11 features · 36 payment methods · 9 regions. We don't rank these — they're here for reference.
Unzer Unzer
Paygatex Paygatex
Quick Facts
Fees
Standard transaction rate
Custom
0.2%–1%
Settlement
Time to receive funds
1–2 business days
Same day
Founded
2003
2023
Headquarters
Heidelberg, Germany
Saint Kitts and Nevis
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paygatex leads (9 vs 3)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
✓
—
Low Fees Unique
—
✓
Marketplace Support Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
Unzer leads (19 vs 18)
Amex Unique
✓
—
Apple Pay Unique
✓
—
Arbitrum Unique
—
✓
Bancontact Unique
✓
—
Bitcoin Unique
—
✓
Blik Unique
✓
—
Bnb Unique
—
✓
Bnpl Unique
✓
—
Credit Card Unique
✓
—
Crypto Unique
—
✓
Debit Card Unique
✓
—
Direct Debit Unique
✓
—
Dogecoin Unique
—
✓
Eps Unique
✓
—
Ethereum Unique
—
✓
Giropay Unique
✓
—
Ideal Unique
✓
—
Invoice
✓
✓
Klarna Unique
✓
—
Lightning Network Unique
—
✓
Litecoin Unique
—
✓
Mastercard Unique
✓
—
Monero Unique
—
✓
Optimism Unique
—
✓
Payment Link Unique
—
✓
Paypal Unique
✓
—
Przelewy24 Unique
✓
—
Sepa Unique
✓
—
Sofort Unique
✓
—
Solana Unique
—
✓
Stablecoin Unique
—
✓
Tron Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Visa Unique
✓
—
Xrp Unique
—
✓
Regions
Paygatex leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
✓
—
Global Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Oceania Unique
—
✓
South America Unique
—
✓
Southeast Asia Unique
—
✓

Unzer is best when you...

DACH Region Payments
Need Enterprise
Not available with Paygatex
Need Instant Sandbox
Not available with Paygatex
Want coverage in Europe
Paygatex doesn't cover this region
View Unzer

Paygatex is best when you...

Need Crypto Support
Not available with Unzer
Need High Risk Accepted
Not available with Unzer
Want coverage in Africa, Asia, Global, Latin America, Middle East, Oceania, South America, Southeast Asia
Unzer doesn't cover these regions
View Paygatex

Frequently Asked Questions

What is the difference between Unzer and Paygatex?
They share 1 payment method and 0 regions. Unzer adds Amex, Apple Pay, Bancontact and 15 more that Paygatex does not list; Paygatex adds Arbitrum, Bitcoin, BNB and 14 more that Unzer does not list; Unzer also covers Europe; Paygatex also covers Africa, Asia and 6 more.
Which is cheaper, Unzer or Paygatex?
Unzer has custom pricing quoted on engagement; Paygatex has published rates from 0.2%–1%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Unzer and Paygatex?
Unzer lists 1 region and 19 payment methods; Paygatex lists 8 and 18. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Unzer and Paygatex compare on integration and settlement?
both offer a sandbox; both support webhooks; Unzer settles in 1–2 business days, Paygatex in Same day.

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