Unzer

Unzer

DACH Region Payments

VS

Stripe

SaaS & Developers

Stripe
Fees from
Custom vs 1.5%–3.15% + 1.8 SEK
Features

3 shared

3 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

9 shared

10 unique to Unzer · 11 unique to Stripe
On licensing

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Show full specs
6 features · 30 payment methods · 7 regions. We don't rank these — they're here for reference.
Unzer Unzer
Stripe Stripe
Quick Facts
Fees
Standard transaction rate
Custom
1.5%–3.15% + 1.8 SEK
Settlement
Time to receive funds
1–2 business days
2–4 business days
Founded
2003
2010
Headquarters
Heidelberg, Germany
South San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 3)
Crypto Support Unique
—
✓
Enterprise
✓
✓
Instant Payout Unique
—
✓
Instant Sandbox
✓
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
Stripe leads (20 vs 19)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bank Transfer Unique
—
✓
Blik Unique
✓
—
Bnpl Unique
✓
—
Contactless Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
—
✓
Direct Debit Unique
✓
—
Discover Unique
—
✓
Eps Unique
✓
—
Giropay Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
✓
—
Invoice Unique
✓
—
Jcb Unique
—
✓
Klarna
✓
✓
Mastercard
✓
✓
Paypal
✓
✓
Przelewy24 Unique
✓
—
Sepa
✓
✓
Sofort Unique
✓
—
Stablecoin Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓

Unzer is best when you...

DACH Region Payments
View Unzer

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Unzer
Need Instant Payout
Not available with Unzer
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania
Unzer doesn't cover these regions
View Stripe

Frequently Asked Questions

What is the difference between Unzer and Stripe?
They share 9 payment methods and 1 region. Unzer adds Bancontact, BLIK, Buy Now Pay Later and 7 more that Stripe does not list; Stripe adds ACH, Affirm, Afterpay and 8 more that Unzer does not list; Stripe also covers Africa, Asia and 4 more; only Stripe offers Crypto Support, Instant Payout and 1 more.
Which is cheaper, Unzer or Stripe?
Unzer has custom pricing quoted on engagement; Stripe has published rates from 1.5%–3.15% + 1.8 SEK. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Unzer and Stripe?
Unzer lists 1 region and 19 payment methods; Stripe lists 7 and 20. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Unzer and Stripe compare on integration and settlement?
both offer a sandbox; both support webhooks; Unzer settles in 1–2 business days, Stripe in 2–4 business days.

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