Utrust

Utrust

Crypto-to-fiat

VS

Paygatex

Paygatex
Fees from
1% vs 0.2%–1%
Features

4 shared

5 unique to Paygatex
Regions

0 shared

2 unique to Utrust · 8 unique to Paygatex
Pay methods

5 shared

4 unique to Utrust · 13 unique to Paygatex
On region

Paygatex covers 8 regions; Utrust covers 2. Verify directly with each provider before signing.

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Show full specs
9 features · 22 payment methods · 10 regions. We don't rank these — they're here for reference.
Utrust Utrust
Paygatex Paygatex
Quick Facts
Fees
Standard transaction rate
1%
0.2%–1%
Settlement
Time to receive funds
Instant
Same day
Founded
2017
2023
Headquarters
Lisbon, Portugal
Saint Kitts and Nevis
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paygatex leads (9 vs 4)
Crypto Support
✓
✓
High Risk Accepted
✓
✓
Instant Payout
✓
✓
Low Fees
✓
✓
Marketplace Support Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Paygatex leads (18 vs 9)
Apple Pay Unique
✓
—
Arbitrum Unique
—
✓
Bitcoin
✓
✓
Bnb Unique
—
✓
Crypto
✓
✓
Dogecoin Unique
—
✓
Ethereum
✓
✓
Google Pay Unique
✓
—
Invoice Unique
—
✓
Lightning Network Unique
—
✓
Litecoin Unique
—
✓
Mastercard Unique
✓
—
Monero Unique
—
✓
Optimism Unique
—
✓
Payment Link Unique
—
✓
Solana Unique
—
✓
Stablecoin Unique
—
✓
Tron Unique
—
✓
Usdc
✓
✓
Usdt
✓
✓
Visa Unique
✓
—
Xrp Unique
—
✓
Regions
Paygatex leads (8 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
✓
—
Global Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Oceania Unique
—
✓
South America Unique
—
✓
Southeast Asia Unique
—
✓

Utrust is best when you...

Crypto-to-fiat
Want coverage in Europe, North America
Paygatex doesn't cover these regions
View Utrust

Paygatex is best when you...

Need Marketplace Support
Not available with Utrust
Need Multi Currency
Not available with Utrust
Want coverage in Africa, Asia, Global, Latin America, Middle East, Oceania, South America, Southeast Asia
Utrust doesn't cover these regions
View Paygatex

Frequently Asked Questions

What is the difference between Utrust and Paygatex?
They share 5 payment methods and 0 regions. Utrust adds Apple Pay, Google Pay, Mastercard and 1 more that Paygatex does not list; Paygatex adds Arbitrum, BNB, Dogecoin and 10 more that Utrust does not list; Utrust also covers Europe, North America; Paygatex also covers Africa, Asia and 6 more.
Which is cheaper, Utrust or Paygatex?
Utrust has published rates from 1%; Paygatex has published rates from 0.2%–1%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Utrust and Paygatex?
Utrust lists 2 regions and 9 payment methods; Paygatex lists 8 and 18. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Utrust and Paygatex compare on integration and settlement?
both offer a sandbox; both support webhooks; Utrust settles in Instant, Paygatex in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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