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Uzum Bank

Uzum Bank

Uzbek Digital Banking

VS

dLocal

Emerging Markets

dLocal
Fees from
Custom vs 3-7% all-inclusive
Features

1 shared

1 unique to Uzum Bank · 1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

1 shared

4 unique to Uzum Bank · 9 unique to dLocal
On licensing

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Show full specs
3 features · 14 payment methods · 4 regions. We don't rank these — they're here for reference.
Uzum Bank Uzum Bank
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Custom
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2020
2016
Headquarters
Tashkent, Uzbekistan
Montevideo, Uruguay
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Payment Methods
dLocal leads (10 vs 5)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Mastercard Unique
—
✓
Mobile Wallet Unique
✓
—
Oxxo Unique
—
✓
P2p Transfer Unique
✓
—
Pix Unique
—
✓
Pse Unique
—
✓
Qr Code Unique
✓
—
Visa Unique
—
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

Uzum Bank is best when you...

Uzbek Digital Banking
Need Low Fees
Not available with dLocal
View Uzum Bank

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Uzum Bank
Want coverage in Africa, Latin America, Middle East
Uzum Bank doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Uzum Bank and dLocal?
They share 1 payment method and 1 region. Uzum Bank adds Debit Card, Mobile Wallet, P2P Transfer and 1 more that dLocal does not list; dLocal adds Amex, Boleto, Cash and 6 more that Uzum Bank does not list; dLocal also covers Africa, Latin America and 1 more; only Uzum Bank offers Low Fees.
Which is cheaper, Uzum Bank or dLocal?
Uzum Bank has custom pricing quoted on engagement; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Uzum Bank and dLocal?
Uzum Bank lists 1 region and 5 payment methods; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Uzum Bank and dLocal compare on integration and settlement?
dLocal offers a sandbox, Uzum Bank does not list one; dLocal supports webhooks; dLocal publishes a settlement time of 2–7 business days.

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