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Valor PayTech

Valor PayTech

Smart POS Solutions

VS

STC Pay

Saudi Mobile Wallet

STC Pay
Fees from
Custom vs Custom
Features

0 shared

1 unique to Valor PayTech · 1 unique to STC Pay
Regions

0 shared

1 unique to Valor PayTech · 1 unique to STC Pay
Pay methods

1 shared

5 unique to Valor PayTech · 3 unique to STC Pay
On licensing

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Show full specs
2 features · 9 payment methods · 2 regions. We don't rank these — they're here for reference.
Valor PayTech Valor PayTech
STC Pay STC Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
—
Founded
2017
2018
Headquarters
New York, New York
Riyadh, Saudi Arabia
Sandbox / Test Mode
—
—
Webhook Support
✓
—
Features
Instant Payout Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Valor PayTech leads (6 vs 4)
Ach Unique
✓
—
Bank Transfer Unique
—
✓
Bill Payment Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
✓
—
Mobile Wallet Unique
—
✓
Qr Code
✓
✓
Regions
Middle East Unique
—
✓
North America Unique
✓
—

Valor PayTech is best when you...

Smart POS Solutions
Need Startup Friendly
Not available with STC Pay
Want coverage in North America
STC Pay doesn't cover this region
View Valor PayTech

STC Pay is best when you...

Saudi Mobile Wallet
Need Instant Payout
Not available with Valor PayTech
Want coverage in Middle East
Valor PayTech doesn't cover this region
View STC Pay

Frequently Asked Questions

What is the difference between Valor PayTech and STC Pay?
They share 1 payment method and 0 regions. Valor PayTech adds ACH, Contactless, Credit Card and 2 more that STC Pay does not list; STC Pay adds Bank Transfer, Bill Payment, Mobile Wallet that Valor PayTech does not list; Valor PayTech also covers North America; STC Pay also covers Middle East.
Which is cheaper, Valor PayTech or STC Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Valor PayTech and STC Pay?
Valor PayTech lists 1 region and 6 payment methods; STC Pay lists 1 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Valor PayTech and STC Pay compare on integration and settlement?
Valor PayTech supports webhooks.

Are you Valor PayTech or STC Pay?

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