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ValorPay

ValorPay

Businesses that need multi-currency payment accounts with dedicated IBANs for SEPA and SWIFT transfers, managed through a dashboard or API.

VS

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

Narvi
Fees from
— vs Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Features

0 shared

Regions

0 shared

Pay methods

2 shared

1 unique to ValorPay · 2 unique to Narvi

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0 features · 5 payment methods · 0 regions. We don't rank these — they're here for reference.
ValorPay ValorPay
Narvi Narvi
Quick Facts
Fees
Standard transaction rate
—
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Settlement
Time to receive funds
—
Instant to 24 business days
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Narvi leads (4 vs 3)
Bitcoin Unique
—
✓
Sepa
✓
✓
Sepa Instant Unique
✓
—
Swift
✓
✓
Usdc Unique
—
✓
Regions

ValorPay is best when you...

Businesses that need multi-currency payment accounts with dedicated IBANs for SEPA and SWIFT transfers, managed through a dashboard or API.
View ValorPay

Narvi is best when you...

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
View Narvi

Frequently Asked Questions

What is the difference between ValorPay and Narvi?
They share 2 payment methods and 0 regions. ValorPay adds SEPA Instant that Narvi does not list; Narvi adds Bitcoin, USDC that ValorPay does not list.
Which is cheaper, ValorPay or Narvi?
ValorPay has no published rate; Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use ValorPay and Narvi?
ValorPay lists 0 regions and 3 payment methods; Narvi lists 0 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do ValorPay and Narvi compare on integration and settlement?
Narvi publishes a settlement time of Instant to 24 business days.

Are you ValorPay or Narvi?

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