Valyuz

Valyuz

Businesses that need EU-licensed multi-currency accounts with dedicated IBANs, including crypto-friendly businesses, for international SEPA/SWIFT payments.

VS

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

Narvi
Fees from
— vs Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Features

0 shared

Regions

0 shared

Pay methods

2 shared

1 unique to Valyuz · 2 unique to Narvi

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0 features · 5 payment methods · 0 regions. We don't rank these — they're here for reference.
Valyuz Valyuz
Narvi Narvi
Quick Facts
Fees
Standard transaction rate
—
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Settlement
Time to receive funds
—
Instant to 24 business days
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Narvi leads (4 vs 3)
Bitcoin Unique
—
✓
Faster Payments Unique
✓
—
Sepa
✓
✓
Swift
✓
✓
Usdc Unique
—
✓
Regions

Valyuz is best when you...

Businesses that need EU-licensed multi-currency accounts with dedicated IBANs, including crypto-friendly businesses, for international SEPA/SWIFT payments.
View Valyuz

Narvi is best when you...

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
View Narvi

Frequently Asked Questions

What is the difference between Valyuz and Narvi?
They share 2 payment methods and 0 regions. Valyuz adds Faster Payments that Narvi does not list; Narvi adds Bitcoin, USDC that Valyuz does not list.
Which is cheaper, Valyuz or Narvi?
Valyuz has no published rate; Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Valyuz and Narvi?
Valyuz lists 0 regions and 3 payment methods; Narvi lists 0 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Valyuz and Narvi compare on integration and settlement?
Narvi publishes a settlement time of Instant to 24 business days.

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