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V

VCan FinTech

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
— vs Custom
Features

0 shared

5 unique to A-Pay
Regions

3 shared

1 unique to VCan FinTech · 3 unique to A-Pay
Pay methods

3 shared

1 unique to VCan FinTech · 16 unique to A-Pay
On licensing

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Show full specs
5 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
VCan FinTech
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2016
2021
Headquarters
Hong Kong, Hong Kong SAR
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 4)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Unionpay Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia
✓
✓

VCan FinTech is best when you...

Want coverage in North America
A-Pay doesn't cover this region
View VCan FinTech

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with VCan FinTech
Need High Risk Accepted
Not available with VCan FinTech
Want coverage in Africa, Latin America, Middle East
VCan FinTech doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between VCan FinTech and A-Pay?
They share 3 payment methods and 3 regions. VCan FinTech adds UnionPay that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 13 more that VCan FinTech does not list; VCan FinTech also covers North America; A-Pay also covers Africa, Latin America and 1 more.
Which is cheaper, VCan FinTech or A-Pay?
VCan FinTech has no published rate; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use VCan FinTech and A-Pay?
VCan FinTech lists 4 regions and 4 payment methods; A-Pay lists 6 and 19. both cover Asia, Europe, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do VCan FinTech and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, VCan FinTech does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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