Vend (Lightspeed)

Vend (Lightspeed)

Retail Cloud POS

VS

Checkout.com

Global Performance

Checkout.com
Fees from
From $69/month + processing vs 2.3-2.9% + $0.30 (typical)
Features

0 shared

1 unique to Vend (Lightspeed) · 4 unique to Checkout.com
Regions

3 shared

5 unique to Checkout.com
Pay methods

2 shared

4 unique to Vend (Lightspeed) · 33 unique to Checkout.com
On region

Checkout.com covers 8 regions; Vend (Lightspeed) covers 3. Verify directly with each provider before signing.

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Show full specs
5 features · 39 payment methods · 8 regions. We don't rank these — they're here for reference.
Vend (Lightspeed) Vend (Lightspeed)
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
From $69/month + processing
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
—
1–3 business days
Founded
2010
2012
Headquarters
Auckland, New Zealand
London, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 6)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Cartes Bancaires Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Dana Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Gift Card Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 3)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

Vend (Lightspeed) is best when you...

Retail Cloud POS
Need Startup Friendly
Not available with Checkout.com
View Vend (Lightspeed)

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with Vend (Lightspeed)
Need Instant Payout
Not available with Vend (Lightspeed)
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
Vend (Lightspeed) doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Vend (Lightspeed) and Checkout.com?
They share 2 payment methods and 3 regions. Vend (Lightspeed) adds Contactless, Credit Card, Debit Card and 1 more that Checkout.com does not list; Checkout.com adds ACH, Alipay, Amex and 30 more that Vend (Lightspeed) does not list; Checkout.com also covers Africa, Asia and 3 more; only Vend (Lightspeed) offers Startup Friendly.
Which is cheaper, Vend (Lightspeed) or Checkout.com?
Vend (Lightspeed) has published rates from From $69/month + processing; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Vend (Lightspeed) and Checkout.com?
Vend (Lightspeed) lists 3 regions and 6 payment methods; Checkout.com lists 8 and 35. both cover Europe, North America, Oceania. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Vend (Lightspeed) and Checkout.com compare on integration and settlement?
Checkout.com offers a sandbox, Vend (Lightspeed) does not list one; both support webhooks; Checkout.com publishes a settlement time of 1–3 business days.

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