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Vend (Lightspeed)

Vend (Lightspeed)

Retail Cloud POS

VS

PAYCO

Korean Digital Wallet

PAYCO
Fees from
From $69/month + processing vs Custom
Features

0 shared

1 unique to Vend (Lightspeed) · 1 unique to PAYCO
Regions

0 shared

3 unique to Vend (Lightspeed) · 1 unique to PAYCO
Pay methods

2 shared

4 unique to Vend (Lightspeed) · 2 unique to PAYCO
On payment methods

Vend (Lightspeed) supports 6 payment methods, 2 more than PAYCO. Verify directly with each provider before signing.

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Show full specs
2 features · 8 payment methods · 4 regions. We don't rank these — they're here for reference.
Vend (Lightspeed) Vend (Lightspeed)
PAYCO PAYCO
Quick Facts
Fees
Standard transaction rate
From $69/month + processing
Custom
Settlement
Time to receive funds
—
—
Founded
2010
2015
Headquarters
Auckland, New Zealand
Seongnam, South Korea
Sandbox / Test Mode
—
—
Webhook Support
✓
✓
Features
Instant Payout Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Vend (Lightspeed) leads (6 vs 4)
Apple Pay Unique
✓
—
Contactless
✓
✓
Credit Card
✓
✓
Debit Card Unique
✓
—
Gift Card Unique
✓
—
Google Pay Unique
✓
—
Mobile Wallet Unique
—
✓
Qr Code Unique
—
✓
Regions
Vend (Lightspeed) leads (3 vs 1)
Asia Unique
—
✓
Europe Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Vend (Lightspeed) is best when you...

Retail Cloud POS
Need Startup Friendly
Not available with PAYCO
Want coverage in Europe, North America, Oceania
PAYCO doesn't cover these regions
View Vend (Lightspeed)

PAYCO is best when you...

Korean Digital Wallet
Need Instant Payout
Not available with Vend (Lightspeed)
Want coverage in Asia
Vend (Lightspeed) doesn't cover this region
View PAYCO

Frequently Asked Questions

What is the difference between Vend (Lightspeed) and PAYCO?
They share 2 payment methods and 0 regions. Vend (Lightspeed) adds Apple Pay, Debit Card, Gift Card and 1 more that PAYCO does not list; PAYCO adds Mobile Wallet, QR Code that Vend (Lightspeed) does not list; Vend (Lightspeed) also covers Europe, North America and 1 more; PAYCO also covers Asia.
Which is cheaper, Vend (Lightspeed) or PAYCO?
Vend (Lightspeed) has published rates from From $69/month + processing; PAYCO has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Vend (Lightspeed) and PAYCO?
Vend (Lightspeed) lists 3 regions and 6 payment methods; PAYCO lists 1 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Vend (Lightspeed) and PAYCO compare on integration and settlement?
both support webhooks.

Are you Vend (Lightspeed) or PAYCO?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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