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Vend (Lightspeed)

Vend (Lightspeed)

Retail Cloud POS

VS

Stripe

SaaS & Developers

Stripe
Fees from
From $69/month + processing vs 1.5%–3.15% + 1.8 SEK
Features

1 shared

5 unique to Stripe
Regions

3 shared

4 unique to Stripe
Pay methods

5 shared

1 unique to Vend (Lightspeed) · 15 unique to Stripe
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Vend (Lightspeed) Vend (Lightspeed)
Stripe Stripe
Quick Facts
Fees
Standard transaction rate
From $69/month + processing
1.5%–3.15% + 1.8 SEK
Settlement
Time to receive funds
—
2–4 business days
Founded
2010
2010
Headquarters
Auckland, New Zealand
South San Francisco, California
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 6)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Contactless
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
—
✓
Discover Unique
—
✓
Gift Card Unique
✓
—
Google Pay
✓
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Paypal Unique
—
✓
Sepa Unique
—
✓
Stablecoin Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Stripe leads (7 vs 3)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania
✓
✓

Vend (Lightspeed) is best when you...

Retail Cloud POS
View Vend (Lightspeed)

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Vend (Lightspeed)
Need Enterprise
Not available with Vend (Lightspeed)
Want coverage in Africa, Asia, Latin America, Middle East
Vend (Lightspeed) doesn't cover these regions
View Stripe

Frequently Asked Questions

What is the difference between Vend (Lightspeed) and Stripe?
They share 5 payment methods and 3 regions. Vend (Lightspeed) adds Gift Card that Stripe does not list; Stripe adds ACH, Affirm, Afterpay and 12 more that Vend (Lightspeed) does not list; Stripe also covers Africa, Asia and 2 more; only Stripe offers Crypto Support, Enterprise and 3 more.
Which is cheaper, Vend (Lightspeed) or Stripe?
Vend (Lightspeed) has published rates from From $69/month + processing; Stripe has published rates from 1.5%–3.15% + 1.8 SEK. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Vend (Lightspeed) and Stripe?
Vend (Lightspeed) lists 3 regions and 6 payment methods; Stripe lists 7 and 20. both cover Europe, North America, Oceania. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Vend (Lightspeed) and Stripe compare on integration and settlement?
Stripe offers a sandbox, Vend (Lightspeed) does not list one; both support webhooks; Stripe publishes a settlement time of 2–4 business days.

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