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ViaBill

ViaBill

Nordic BNPL

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

5 unique to A-Pay
Regions

1 shared

1 unique to ViaBill · 5 unique to A-Pay
Pay methods

0 shared

2 unique to ViaBill · 19 unique to A-Pay
On region

A-Pay covers 6 regions; ViaBill covers 2. Verify directly with each provider before signing.

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Show full specs
5 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
ViaBill ViaBill
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2014
2021
Headquarters
Copenhagen, Denmark
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 2)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Installments Unique
✓
—
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

ViaBill is best when you...

Nordic BNPL
Want coverage in North America
A-Pay doesn't cover this region
View ViaBill

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with ViaBill
Need High Risk Accepted
Not available with ViaBill
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
ViaBill doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between ViaBill and A-Pay?
They share 0 payment methods and 1 region. ViaBill adds Buy Now Pay Later, Installments that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 16 more that ViaBill does not list; ViaBill also covers North America; A-Pay also covers Africa, Asia and 3 more.
Which is cheaper, ViaBill or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use ViaBill and A-Pay?
ViaBill lists 2 regions and 2 payment methods; A-Pay lists 6 and 19. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do ViaBill and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; ViaBill settles in 1–2 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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