VIALET
E-commerce merchants, fintechs/platforms, and licensed high-risk businesses (iGaming, forex, crypto) that need EU business IBAN accounts, card acquiring, pay-ins and mass payouts from one EMI.
VS
BENKER
Banks, platforms and established businesses that want EUR business IBAN accounts, card/wallet/Open Banking acceptance, or a white-label banking product built on BENKER's infrastructure.
Fees from
Card Acquiring & Merchant Services: EU Issued Cards 4% + €0.30; Non-EU Issued Cards 5% + €0.30; (Original Credit Transfer) OCT 2% + €0.80; Refund Fee €1; Retrieval Request €5; Chargeback Fee €25 + scheme fees; Currency Exchange Rate XE.com + 1%; Rolling Reserve 10% for 180 days (Capped at €150,000). Business accounts (Standard Business, Low-Risk): Account Opening Fee Free; Application Review Fee €500 one-time; Monthly Maintenance €100 / month; SEPA C2B (IN) 0.5% (Min. €0.60); SEPA B2C (OUT) 0.5% (Min. €2.00); SEPA B2B (IN and OUT) 0.25% (Min. €2.00); SWIFT Transfers 0.5% (Min. €25); Currency Exchange Rate ECB + 2%. Digital Enterprises (Medium-Risk): Application Review Fee €750 one-time; Monthly Maintenance €150 / month. Regulated Enterprises (High-Risk): Application Review Fee €1,500 one-time; Monthly Maintenance €200 / month; SEPA C2B (IN) 1.5% (Min. €1.00). vs Business accounts: Lite €10/mo (SEPA in €0.10, out €0.30); Plus €50/mo (in €0.20, out €0.50); Max €150/mo (min 0.15% per transfer or custom); internal transfers free. Card acquiring rates not published
Features
0 shared
Regions
0 shared
Pay methods
5 shared
1 unique to VIALET · 4 unique to BENKER
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Show full specs 0 features · 10 payment methods · 0 regions. We
don't rank these — they're here for reference.
Show full specs
0 features · 10 payment methods · 0 regions. We
don't rank these — they're here for reference.
VIALET BENKERQuick Facts
Fees
Standard transaction rate
Card Acquiring & Merchant Services: EU Issued Cards 4% + €0.30; Non-EU Issued Cards 5% + €0.30; (Original Credit Transfer) OCT 2% + €0.80; Refund Fee €1; Retrieval Request €5; Chargeback Fee €25 + scheme fees; Currency Exchange Rate XE.com + 1%; Rolling Reserve 10% for 180 days (Capped at €150,000). Business accounts (Standard Business, Low-Risk): Account Opening Fee Free; Application Review Fee €500 one-time; Monthly Maintenance €100 / month; SEPA C2B (IN) 0.5% (Min. €0.60); SEPA B2C (OUT) 0.5% (Min. €2.00); SEPA B2B (IN and OUT) 0.25% (Min. €2.00); SWIFT Transfers 0.5% (Min. €25); Currency Exchange Rate ECB + 2%. Digital Enterprises (Medium-Risk): Application Review Fee €750 one-time; Monthly Maintenance €150 / month. Regulated Enterprises (High-Risk): Application Review Fee €1,500 one-time; Monthly Maintenance €200 / month; SEPA C2B (IN) 1.5% (Min. €1.00).
Business accounts: Lite €10/mo (SEPA in €0.10, out €0.30); Plus €50/mo (in €0.20, out €0.50); Max €150/mo (min 0.15% per transfer or custom); internal transfers free. Card acquiring rates not published
Settlement
Time to receive funds
7 business days
—
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods BENKER leads (9 vs 6)
BENKER leads (9 vs 6)Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Google Pay Unique
—
✓
Mastercard
✓
✓
Open Banking
✓
✓
Sepa
✓
✓
Sepa Instant
✓
✓
Swift Unique
✓
—
Virtual Account Unique
—
✓
Visa
✓
✓
Regions
VIALET is best when you...
E-commerce merchants, fintechs/platforms, and licensed high-risk businesses (iGaming, forex, crypto) that need EU business IBAN accounts, card acquiring, pay-ins and mass payouts from one EMI.
BENKER is best when you...
Banks, platforms and established businesses that want EUR business IBAN accounts, card/wallet/Open Banking acceptance, or a white-label banking product built on BENKER's infrastructure.
Frequently Asked Questions
What is the difference between VIALET and BENKER?
They share 5 payment methods and 0 regions. VIALET adds SWIFT that BENKER does not list; BENKER adds Apple Pay, Bank Transfer, Google Pay and 1 more that VIALET does not list.
Which is cheaper, VIALET or BENKER?
VIALET has published rates from Card Acquiring & Merchant Services: EU Issued Cards 4% + €0.30; Non-EU Issued Cards 5% + €0.30; (Original Credit Transfer) OCT 2% + €0.80; Refund Fee €1; Retrieval Request €5; Chargeback Fee €25 + scheme fees; Currency Exchange Rate XE.com + 1%; Rolling Reserve 10% for 180 days (Capped at €150,000). Business accounts (Standard Business, Low-Risk): Account Opening Fee Free; Application Review Fee €500 one-time; Monthly Maintenance €100 / month; SEPA C2B (IN) 0.5% (Min. €0.60); SEPA B2C (OUT) 0.5% (Min. €2.00); SEPA B2B (IN and OUT) 0.25% (Min. €2.00); SWIFT Transfers 0.5% (Min. €25); Currency Exchange Rate ECB + 2%. Digital Enterprises (Medium-Risk): Application Review Fee €750 one-time; Monthly Maintenance €150 / month. Regulated Enterprises (High-Risk): Application Review Fee €1,500 one-time; Monthly Maintenance €200 / month; SEPA C2B (IN) 1.5% (Min. €1.00).; BENKER has published rates from Business accounts: Lite €10/mo (SEPA in €0.10, out €0.30); Plus €50/mo (in €0.20, out €0.50); Max €150/mo (min 0.15% per transfer or custom); internal transfers free. Card acquiring rates not published. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use VIALET and BENKER?
VIALET lists 0 regions and 6 payment methods; BENKER lists 0 and 9. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do VIALET and BENKER compare on integration and settlement?
VIALET publishes a settlement time of 7 business days.
Are you VIALET or BENKER?
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