Visa Direct

Visa Direct

Real-Time Push Payments to Visa Cards

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
Per-transaction vs Interchange + + $0.3
Features

2 shared

1 unique to Adyen
Regions

4 shared

4 unique to Adyen
Pay methods

1 shared

36 unique to Adyen
On fees

Visa Direct publishes Per-transaction from. Adyen publishes Interchange + + $0.3 from. Verify directly with each provider before signing.

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Show full specs
3 features · 37 payment methods · 8 regions. We don't rank these — they're here for reference.
Visa Direct Visa Direct
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
Per-transaction
Interchange + + $0.3
Settlement
Time to receive funds
Instant
1–3 business days
Founded
2015
2006
Headquarters
San Francisco, California
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Adyen leads (3 vs 2)
Enterprise
✓
✓
Instant Payout
✓
✓
Recurring Payments Unique
—
✓
Payment Methods
Adyen leads (37 vs 1)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Blik Unique
—
✓
Boleto Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Visa Direct is best when you...

Real-Time Push Payments to Visa Cards
View Visa Direct

Adyen is best when you...

Platforms & Marketplaces
Need Recurring Payments
Not available with Visa Direct
Want coverage in Africa, Middle East, Oceania, Southeast Asia
Visa Direct doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between Visa Direct and Adyen?
They share 1 payment method and 4 regions. Adyen adds ACH, Affirm, Afterpay and 33 more that Visa Direct does not list; Adyen also covers Africa, Middle East and 2 more; only Adyen offers Recurring Payments.
Which is cheaper, Visa Direct or Adyen?
Visa Direct has published rates from Per-transaction; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Visa Direct and Adyen?
Visa Direct lists 4 regions and 1 payment method; Adyen lists 8 and 37. both cover Asia, Europe, Latin America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Visa Direct and Adyen compare on integration and settlement?
both offer a sandbox; both support webhooks; Visa Direct settles in Instant, Adyen in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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