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Visa Direct

Visa Direct

Real-Time Push Payments to Visa Cards

VS

Checkout.com

Global Performance

Checkout.com
Fees from
Per-transaction vs 2.3-2.9% + $0.30 (typical)
Features

2 shared

2 unique to Checkout.com
Regions

4 shared

4 unique to Checkout.com
Pay methods

1 shared

34 unique to Checkout.com
On fees

Visa Direct publishes Per-transaction from. Checkout.com publishes 2.3-2.9% + $0.30 (typical) from. Verify directly with each provider before signing.

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Show full specs
4 features · 35 payment methods · 8 regions. We don't rank these — they're here for reference.
Visa Direct Visa Direct
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
Per-transaction
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
Instant
1–3 business days
Founded
2015
2012
Headquarters
San Francisco, California
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 2)
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Checkout.com leads (35 vs 1)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Cartes Bancaires Unique
—
✓
Dana Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Visa Direct is best when you...

Real-Time Push Payments to Visa Cards
View Visa Direct

Checkout.com is best when you...

Global Performance
Need Instant Sandbox
Not available with Visa Direct
Need Recurring Payments
Not available with Visa Direct
Want coverage in Africa, Middle East, Oceania, Southeast Asia
Visa Direct doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Visa Direct and Checkout.com?
They share 1 payment method and 4 regions. Checkout.com adds ACH, Alipay, Amex and 31 more that Visa Direct does not list; Checkout.com also covers Africa, Middle East and 2 more; only Checkout.com offers Instant Sandbox, Recurring Payments.
Which is cheaper, Visa Direct or Checkout.com?
Visa Direct has published rates from Per-transaction; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Visa Direct and Checkout.com?
Visa Direct lists 4 regions and 1 payment method; Checkout.com lists 8 and 35. both cover Asia, Europe, Latin America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Visa Direct and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Visa Direct settles in Instant, Checkout.com in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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