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Viva Wallet

Viva Wallet

European SMEs

VS

Checkout.com

Global Performance

Checkout.com
Fees from
From 1.20% + €0.05 vs 2.3-2.9% + $0.30 (typical)
Features

0 shared

2 unique to Viva Wallet · 4 unique to Checkout.com
Regions

1 shared

7 unique to Checkout.com
Pay methods

8 shared

1 unique to Viva Wallet · 27 unique to Checkout.com
On fees

Viva Wallet publishes From 1.20% + €0.05 from. Checkout.com publishes 2.3-2.9% + $0.30 (typical) from. Verify directly with each provider before signing.

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Show full specs
6 features · 36 payment methods · 8 regions. We don't rank these — they're here for reference.
Viva Wallet Viva Wallet
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
From 1.20% + €0.05
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
1–2 business days
1–3 business days
Founded
2010
2012
Headquarters
Athens, Greece
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 2)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 9)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Cartes Bancaires Unique
—
✓
Dana Unique
—
✓
Diners
✓
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb
✓
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro
✓
✓
Mastercard
✓
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Unionpay Unique
✓
—
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Viva Wallet is best when you...

European SMEs
Need Low Fees
Not available with Checkout.com
Need Startup Friendly
Not available with Checkout.com
View Viva Wallet

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with Viva Wallet
Need Instant Payout
Not available with Viva Wallet
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania, Southeast Asia
Viva Wallet doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Viva Wallet and Checkout.com?
They share 8 payment methods and 1 region. Viva Wallet adds UnionPay that Checkout.com does not list; Checkout.com adds ACH, Alipay, Bancontact and 24 more that Viva Wallet does not list; Checkout.com also covers Africa, Asia and 5 more; only Viva Wallet offers Low Fees, Startup Friendly.
Which is cheaper, Viva Wallet or Checkout.com?
Viva Wallet has published rates from From 1.20% + €0.05; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Viva Wallet and Checkout.com?
Viva Wallet lists 1 region and 9 payment methods; Checkout.com lists 8 and 35. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Viva Wallet and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Viva Wallet settles in 1–2 business days, Checkout.com in 1–3 business days.

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