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Viva Wallet

Viva Wallet

European SMEs

VS

GMO Payment Gateway

Japanese market

GMO Payment Gateway
Fees from
From 1.20% + €0.05 vs 2.9-3.24%
Features

0 shared

2 unique to Viva Wallet · 1 unique to GMO Payment Gateway
Regions

0 shared

1 unique to Viva Wallet · 1 unique to GMO Payment Gateway
Pay methods

8 shared

1 unique to Viva Wallet · 3 unique to GMO Payment Gateway
On settlement

Viva Wallet settles in 1–2 business days; GMO Payment Gateway settles in 30–45 business days. Verify directly with each provider before signing.

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Show full specs
3 features · 12 payment methods · 2 regions. We don't rank these — they're here for reference.
Viva Wallet Viva Wallet
GMO Payment Gateway GMO Payment Gateway
Quick Facts
Fees
Standard transaction rate
From 1.20% + €0.05
2.9-3.24%
Settlement
Time to receive funds
1–2 business days
30–45 business days
Founded
2010
1995
Headquarters
Athens, Greece
Tokyo, Japan
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Viva Wallet leads (2 vs 1)
Enterprise Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
GMO Payment Gateway leads (11 vs 9)
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Carrier Billing Unique
—
✓
Diners
✓
✓
Google Pay
✓
✓
Jcb
✓
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Mobile Wallet Unique
—
✓
Unionpay
✓
✓
Visa
✓
✓
Regions
Asia Unique
—
✓
Europe Unique
✓
—

Viva Wallet is best when you...

European SMEs
Need Low Fees
Not available with GMO Payment Gateway
Need Startup Friendly
Not available with GMO Payment Gateway
Want coverage in Europe
GMO Payment Gateway doesn't cover this region
View Viva Wallet

GMO Payment Gateway is best when you...

Japanese market
Need Enterprise
Not available with Viva Wallet
Want coverage in Asia
Viva Wallet doesn't cover this region
View GMO Payment Gateway

Frequently Asked Questions

What is the difference between Viva Wallet and GMO Payment Gateway?
They share 8 payment methods and 0 regions. Viva Wallet adds Maestro that GMO Payment Gateway does not list; GMO Payment Gateway adds Bank Transfer, Carrier Billing, Mobile Wallet that Viva Wallet does not list; Viva Wallet also covers Europe; GMO Payment Gateway also covers Asia.
Which is cheaper, Viva Wallet or GMO Payment Gateway?
Viva Wallet has published rates from From 1.20% + €0.05; GMO Payment Gateway has published rates from 2.9-3.24%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Viva Wallet and GMO Payment Gateway?
Viva Wallet lists 1 region and 9 payment methods; GMO Payment Gateway lists 1 and 11. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Viva Wallet and GMO Payment Gateway compare on integration and settlement?
both offer a sandbox; both support webhooks; Viva Wallet settles in 1–2 business days, GMO Payment Gateway in 30–45 business days.

Are you Viva Wallet or GMO Payment Gateway?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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