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Viva Wallet

Viva Wallet

European SMEs

VS

PayU Poland

Polish enterprise

PayU Poland
Fees from
From 1.20% + €0.05 vs 2.2-2.5% + 0.30 PLN
Features

0 shared

2 unique to Viva Wallet · 1 unique to PayU Poland
Regions

1 shared

Pay methods

5 shared

4 unique to Viva Wallet · 6 unique to PayU Poland
On licensing

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Show full specs
3 features · 15 payment methods · 1 regions. We don't rank these — they're here for reference.
Viva Wallet Viva Wallet
PayU Poland PayU Poland
Quick Facts
Fees
Standard transaction rate
From 1.20% + €0.05
2.2-2.5% + 0.30 PLN
Settlement
Time to receive funds
1–2 business days
2–3 business days
Founded
2010
2006
Headquarters
Athens, Greece
Poznan, Poland
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Viva Wallet leads (2 vs 1)
Enterprise Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
PayU Poland leads (11 vs 9)
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Blik Unique
—
✓
Bnpl Unique
—
✓
Digital Wallet Unique
—
✓
Diners
✓
✓
Discover Unique
—
✓
Google Pay Unique
✓
—
Installments Unique
—
✓
Jcb
✓
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Europe
✓
✓

Viva Wallet is best when you...

European SMEs
Need Low Fees
Not available with PayU Poland
Need Startup Friendly
Not available with PayU Poland
View Viva Wallet

PayU Poland is best when you...

Polish enterprise
Need Enterprise
Not available with Viva Wallet
View PayU Poland

Frequently Asked Questions

What is the difference between Viva Wallet and PayU Poland?
They share 5 payment methods and 1 region. Viva Wallet adds Apple Pay, Google Pay, Maestro and 1 more that PayU Poland does not list; PayU Poland adds Bank Transfer, BLIK, Buy Now Pay Later and 3 more that Viva Wallet does not list; only Viva Wallet offers Low Fees, Startup Friendly; only PayU Poland offers Enterprise.
Which is cheaper, Viva Wallet or PayU Poland?
Viva Wallet has published rates from From 1.20% + €0.05; PayU Poland has published rates from 2.2-2.5% + 0.30 PLN. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Viva Wallet and PayU Poland?
Viva Wallet lists 1 region and 9 payment methods; PayU Poland lists 1 and 11. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Viva Wallet and PayU Poland compare on integration and settlement?
both offer a sandbox; both support webhooks; Viva Wallet settles in 1–2 business days, PayU Poland in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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