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Viva Wallet

Viva Wallet

European SMEs

VS

Realex Payments

Irish e-commerce

Realex Payments
Fees from
From 1.20% + €0.05 vs Custom
Features

0 shared

2 unique to Viva Wallet · 1 unique to Realex Payments
Regions

1 shared

Pay methods

8 shared

1 unique to Viva Wallet · 1 unique to Realex Payments

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Show full specs
3 features · 10 payment methods · 1 regions. We don't rank these — they're here for reference.
Viva Wallet Viva Wallet
Realex Payments Realex Payments
Quick Facts
Fees
Standard transaction rate
From 1.20% + €0.05
Custom
Settlement
Time to receive funds
1–2 business days
2–3 business days
Founded
2010
2000
Headquarters
Athens, Greece
Dublin, Ireland
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Viva Wallet leads (2 vs 1)
Enterprise Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Amex
✓
✓
Apple Pay
✓
✓
Diners
✓
✓
Discover Unique
—
✓
Google Pay
✓
✓
Jcb
✓
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Unionpay
✓
✓
Visa
✓
✓
Regions
Europe
✓
✓

Viva Wallet is best when you...

European SMEs
Need Low Fees
Not available with Realex Payments
Need Startup Friendly
Not available with Realex Payments
View Viva Wallet

Realex Payments is best when you...

Irish e-commerce
Need Enterprise
Not available with Viva Wallet
View Realex Payments

Frequently Asked Questions

What is the difference between Viva Wallet and Realex Payments?
They share 8 payment methods and 1 region. Viva Wallet adds Maestro that Realex Payments does not list; Realex Payments adds Discover that Viva Wallet does not list; only Viva Wallet offers Low Fees, Startup Friendly; only Realex Payments offers Enterprise.
Which is cheaper, Viva Wallet or Realex Payments?
Viva Wallet has published rates from From 1.20% + €0.05; Realex Payments has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Viva Wallet and Realex Payments?
Viva Wallet lists 1 region and 9 payment methods; Realex Payments lists 1 and 9. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Viva Wallet and Realex Payments compare on integration and settlement?
both offer a sandbox; both support webhooks; Viva Wallet settles in 1–2 business days, Realex Payments in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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