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Viva Wallet

Viva Wallet

European SMEs

VS

Stax

High-volume businesses

Stax
Fees from
From 1.20% + €0.05 vs Interchange + flat monthly fee
Features

1 shared

1 unique to Viva Wallet · 2 unique to Stax
Regions

0 shared

1 unique to Viva Wallet · 1 unique to Stax
Pay methods

7 shared

2 unique to Viva Wallet · 5 unique to Stax

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Show full specs
4 features · 14 payment methods · 2 regions. We don't rank these — they're here for reference.
Viva Wallet Viva Wallet
Stax Stax
Quick Facts
Fees
Standard transaction rate
From 1.20% + €0.05
Interchange + flat monthly fee
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2010
2014
Headquarters
Athens, Greece
Orlando, Florida, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stax leads (3 vs 2)
Enterprise Unique
—
✓
Low Fees
✓
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Stax leads (12 vs 9)
Ach Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners
✓
✓
Discover Unique
—
✓
Google Pay
✓
✓
Jcb
✓
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Paypal Unique
—
✓
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Europe Unique
✓
—
North America Unique
—
✓

Viva Wallet is best when you...

European SMEs
Need Startup Friendly
Not available with Stax
Want coverage in Europe
Stax doesn't cover this region
View Viva Wallet

Stax is best when you...

High-volume businesses
Need Enterprise
Not available with Viva Wallet
Need Recurring Payments
Not available with Viva Wallet
Want coverage in North America
Viva Wallet doesn't cover this region
View Stax

Frequently Asked Questions

What is the difference between Viva Wallet and Stax?
They share 7 payment methods and 0 regions. Viva Wallet adds Maestro, UnionPay that Stax does not list; Stax adds ACH, Credit Card, Debit Card and 2 more that Viva Wallet does not list; Viva Wallet also covers Europe; Stax also covers North America.
Which is cheaper, Viva Wallet or Stax?
Viva Wallet has published rates from From 1.20% + €0.05; Stax has published rates from Interchange + flat monthly fee. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Viva Wallet and Stax?
Viva Wallet lists 1 region and 9 payment methods; Stax lists 1 and 12. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Viva Wallet and Stax compare on integration and settlement?
both offer a sandbox; both support webhooks; Viva Wallet settles in 1–2 business days, Stax in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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