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VNPay

VNPay

Vietnamese market

VS

Alipay

Chinese Consumers

Alipay
Fees from
Per-transaction fees vs Custom
Features

2 shared

1 unique to VNPay
Regions

2 shared

6 unique to Alipay
Pay methods

3 shared

6 unique to VNPay · 4 unique to Alipay

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Show full specs
3 features · 13 payment methods · 8 regions. We don't rank these — they're here for reference.
VNPay VNPay
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
Per-transaction fees
Custom
Settlement
Time to receive funds
1–3 business days
Next business day
Founded
2007
2004
Headquarters
Hanoi, Vietnam
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
VNPay leads (3 vs 2)
Enterprise
✓
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Payment Methods
VNPay leads (9 vs 7)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Mobile Wallet Unique
✓
—
Nfc Unique
✓
—
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Alipay leads (8 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia
✓
✓

VNPay is best when you...

Vietnamese market
Need Low Fees
Not available with Alipay
View VNPay

Alipay is best when you...

Chinese Consumers
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania
VNPay doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between VNPay and Alipay?
They share 3 payment methods and 2 regions. VNPay adds Bank Transfer, Contactless, Credit Card and 3 more that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 1 more that VNPay does not list; Alipay also covers Africa, Europe and 4 more; only VNPay offers Low Fees.
Which is cheaper, VNPay or Alipay?
VNPay has published rates from Per-transaction fees; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use VNPay and Alipay?
VNPay lists 2 regions and 9 payment methods; Alipay lists 8 and 7. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do VNPay and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; VNPay settles in 1–3 business days, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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