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VNPay

VNPay

Vietnamese market

VS

Apple Pay

Mobile & contactless payments

Apple Pay
Fees from
Per-transaction fees vs Custom
Features

3 shared

Regions

2 shared

6 unique to Apple Pay
Pay methods

4 shared

5 unique to VNPay · 1 unique to Apple Pay

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3 features · 10 payment methods · 8 regions. We don't rank these — they're here for reference.
VNPay VNPay
Apple Pay Apple Pay
Quick Facts
Fees
Standard transaction rate
Per-transaction fees
Custom
Settlement
Time to receive funds
1–3 business days
Varies by payment processor
Founded
2007
2014
Headquarters
Hanoi, Vietnam
Cupertino, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
—
Features
Enterprise
✓
✓
Instant Payout
✓
✓
Low Fees
✓
✓
Payment Methods
VNPay leads (9 vs 5)
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Contactless
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Mastercard Unique
✓
—
Mobile Wallet Unique
✓
—
Nfc
✓
✓
Qr Code Unique
✓
—
Visa Unique
✓
—
Regions
Apple Pay leads (8 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia
✓
✓

VNPay is best when you...

Vietnamese market
View VNPay

Apple Pay is best when you...

Mobile & contactless payments
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania
VNPay doesn't cover these regions
View Apple Pay

Frequently Asked Questions

What is the difference between VNPay and Apple Pay?
They share 4 payment methods and 2 regions. VNPay adds Bank Transfer, Mastercard, Mobile Wallet and 2 more that Apple Pay does not list; Apple Pay adds Apple Pay that VNPay does not list; Apple Pay also covers Africa, Europe and 4 more.
Which is cheaper, VNPay or Apple Pay?
VNPay has published rates from Per-transaction fees; Apple Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use VNPay and Apple Pay?
VNPay lists 2 regions and 9 payment methods; Apple Pay lists 8 and 5. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do VNPay and Apple Pay compare on integration and settlement?
both offer a sandbox; VNPay supports webhooks; VNPay settles in 1–3 business days, Apple Pay in Varies by payment processor.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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