VNPay

VNPay

Vietnamese market

VS

dLocal

Emerging Markets

dLocal
Fees from
Per-transaction fees vs 3-7% all-inclusive
Features

2 shared

1 unique to VNPay
Regions

1 shared

1 unique to VNPay · 3 unique to dLocal
Pay methods

3 shared

6 unique to VNPay · 7 unique to dLocal
On fees

VNPay publishes Per-transaction fees from. dLocal publishes 3-7% all-inclusive from. Verify directly with each provider before signing.

2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
3 features · 16 payment methods · 5 regions. We don't rank these — they're here for reference.
VNPay VNPay
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
Per-transaction fees
3-7% all-inclusive
Settlement
Time to receive funds
1–3 business days
2–7 business days
Founded
2007
2016
Headquarters
Hanoi, Vietnam
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
VNPay leads (3 vs 2)
Enterprise
✓
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Payment Methods
dLocal leads (10 vs 9)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Mastercard
✓
✓
Mobile Wallet Unique
✓
—
Nfc Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Qr Code Unique
✓
—
Visa
✓
✓
Regions
dLocal leads (4 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
✓
—

VNPay is best when you...

Vietnamese market
Need Low Fees
Not available with dLocal
Want coverage in Southeast Asia
dLocal doesn't cover this region
View VNPay

dLocal is best when you...

Emerging Markets
Want coverage in Africa, Latin America, Middle East
VNPay doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between VNPay and dLocal?
They share 3 payment methods and 1 region. VNPay adds Contactless, Credit Card, Debit Card and 3 more that dLocal does not list; dLocal adds Amex, Boleto, Cash and 4 more that VNPay does not list; VNPay also covers Southeast Asia; dLocal also covers Africa, Latin America and 1 more.
Which is cheaper, VNPay or dLocal?
VNPay has published rates from Per-transaction fees; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use VNPay and dLocal?
VNPay lists 2 regions and 9 payment methods; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do VNPay and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; VNPay settles in 1–3 business days, dLocal in 2–7 business days.

Are you VNPay or dLocal?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →