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VNPay

VNPay

Vietnamese market

VS

Ingenico

Global payments

Ingenico
Fees from
Per-transaction fees vs Custom
Features

1 shared

2 unique to VNPay · 1 unique to Ingenico
Regions

1 shared

1 unique to VNPay · 3 unique to Ingenico
Pay methods

7 shared

2 unique to VNPay · 16 unique to Ingenico

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4 features · 25 payment methods · 5 regions. We don't rank these — they're here for reference.
VNPay VNPay
Ingenico Ingenico
Quick Facts
Fees
Standard transaction rate
Per-transaction fees
Custom
Settlement
Time to receive funds
1–3 business days
2–3 business days
Founded
2007
1984
Headquarters
Hanoi, Vietnam
Paris, France
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
VNPay leads (3 vs 2)
Enterprise
✓
✓
Instant Payout Unique
✓
—
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Payment Methods
Ingenico leads (23 vs 9)
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Bnpl Unique
—
✓
Contactless
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Wallet Unique
✓
—
Nfc
✓
✓
Paypal Unique
—
✓
Qr Code
✓
✓
Samsung Pay Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Ingenico leads (4 vs 2)
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America Unique
—
✓
Southeast Asia Unique
✓
—

VNPay is best when you...

Vietnamese market
Need Instant Payout
Not available with Ingenico
Need Low Fees
Not available with Ingenico
Want coverage in Southeast Asia
Ingenico doesn't cover this region
View VNPay

Ingenico is best when you...

Global payments
Need Recurring Payments
Not available with VNPay
Want coverage in Europe, Latin America, North America
VNPay doesn't cover these regions
View Ingenico

Frequently Asked Questions

What is the difference between VNPay and Ingenico?
They share 7 payment methods and 1 region. VNPay adds Bank Transfer, Mobile Wallet that Ingenico does not list; Ingenico adds Afterpay, Alipay, Amex and 13 more that VNPay does not list; VNPay also covers Southeast Asia; Ingenico also covers Europe, Latin America and 1 more.
Which is cheaper, VNPay or Ingenico?
VNPay has published rates from Per-transaction fees; Ingenico has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use VNPay and Ingenico?
VNPay lists 2 regions and 9 payment methods; Ingenico lists 4 and 23. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do VNPay and Ingenico compare on integration and settlement?
both offer a sandbox; both support webhooks; VNPay settles in 1–3 business days, Ingenico in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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