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VNPay

VNPay

Vietnamese market

VS

Payoneer

Freelancer Payments

Payoneer
Fees from
Per-transaction fees vs 3.99% + $0.49
Features

2 shared

1 unique to VNPay · 1 unique to Payoneer
Regions

1 shared

1 unique to VNPay · 4 unique to Payoneer
Pay methods

3 shared

6 unique to VNPay · 3 unique to Payoneer
On licensing

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Show full specs
4 features · 12 payment methods · 6 regions. We don't rank these — they're here for reference.
VNPay VNPay
Payoneer Payoneer
Quick Facts
Fees
Standard transaction rate
Per-transaction fees
3.99% + $0.49
Settlement
Time to receive funds
1–3 business days
2–7 business days
Founded
2007
2005
Headquarters
Hanoi, Vietnam
New York City, New York, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise
✓
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
VNPay leads (9 vs 6)
Ach Unique
—
✓
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Mastercard Unique
✓
—
Mobile Wallet Unique
✓
—
Nfc Unique
✓
—
Qr Code Unique
✓
—
Visa Unique
✓
—
Wire Transfer Unique
—
✓
Regions
Payoneer leads (5 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America Unique
—
✓
Southeast Asia Unique
✓
—

VNPay is best when you...

Vietnamese market
Need Low Fees
Not available with Payoneer
Want coverage in Southeast Asia
Payoneer doesn't cover this region
View VNPay

Payoneer is best when you...

Freelancer Payments
Need Startup Friendly
Not available with VNPay
Want coverage in Africa, Europe, Latin America, North America
VNPay doesn't cover these regions
View Payoneer

Frequently Asked Questions

What is the difference between VNPay and Payoneer?
They share 3 payment methods and 1 region. VNPay adds Contactless, Mastercard, Mobile Wallet and 3 more that Payoneer does not list; Payoneer adds ACH, Digital Wallet, Wire Transfer that VNPay does not list; VNPay also covers Southeast Asia; Payoneer also covers Africa, Europe and 2 more.
Which is cheaper, VNPay or Payoneer?
VNPay has published rates from Per-transaction fees; Payoneer has published rates from 3.99% + $0.49. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use VNPay and Payoneer?
VNPay lists 2 regions and 9 payment methods; Payoneer lists 5 and 6. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do VNPay and Payoneer compare on integration and settlement?
both offer a sandbox; both support webhooks; VNPay settles in 1–3 business days, Payoneer in 2–7 business days.

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