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VNPay

VNPay

Vietnamese market

VS

Razorpay

Indian Startups

Razorpay
Fees from
Per-transaction fees vs 2% + GST
Features

1 shared

2 unique to VNPay · 3 unique to Razorpay
Regions

1 shared

1 unique to VNPay
Pay methods

4 shared

5 unique to VNPay · 7 unique to Razorpay
On region

VNPay covers 2 regions; Razorpay covers 1. Verify directly with each provider before signing.

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Show full specs
6 features · 16 payment methods · 2 regions. We don't rank these — they're here for reference.
VNPay VNPay
Razorpay Razorpay
Quick Facts
Fees
Standard transaction rate
Per-transaction fees
2% + GST
Settlement
Time to receive funds
1–3 business days
Instant to 3 business days
Founded
2007
2014
Headquarters
Hanoi, Vietnam
Bangalore, India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Razorpay leads (4 vs 3)
Enterprise Unique
✓
—
Instant Payout
✓
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Razorpay leads (11 vs 9)
Amex Unique
—
✓
Bank Transfer
✓
✓
Bnpl Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Google Pay Unique
—
✓
Mastercard
✓
✓
Mobile Wallet
✓
✓
Nfc Unique
✓
—
Qr Code Unique
✓
—
Rupay Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Regions
VNPay leads (2 vs 1)
Asia
✓
✓
Southeast Asia Unique
✓
—

VNPay is best when you...

Vietnamese market
Need Enterprise
Not available with Razorpay
Need Low Fees
Not available with Razorpay
Want coverage in Southeast Asia
Razorpay doesn't cover this region
View VNPay

Razorpay is best when you...

Indian Startups
Need Instant Sandbox
Not available with VNPay
Need Recurring Payments
Not available with VNPay
View Razorpay

Frequently Asked Questions

What is the difference between VNPay and Razorpay?
They share 4 payment methods and 1 region. VNPay adds Contactless, Credit Card, Debit Card and 2 more that Razorpay does not list; Razorpay adds Amex, Buy Now Pay Later, Digital Wallet and 4 more that VNPay does not list; VNPay also covers Southeast Asia; only VNPay offers Enterprise, Low Fees.
Which is cheaper, VNPay or Razorpay?
VNPay has published rates from Per-transaction fees; Razorpay has published rates from 2% + GST. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use VNPay and Razorpay?
VNPay lists 2 regions and 9 payment methods; Razorpay lists 1 and 11. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do VNPay and Razorpay compare on integration and settlement?
both offer a sandbox; both support webhooks; VNPay settles in 1–3 business days, Razorpay in Instant to 3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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