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Volt

Volt

Real-Time Open Banking Payments

VS

Culqi

Peruvian startups and SMEs accepting local cards, Yape and PagoEfectivo

Culqi
Fees from
Per-transaction pricing vs 3.44% + IGV (national cards/Yape); 3.99% + IGV (international cards/digital wallets/PagoEfectivo); online adds $0.20 fixed fee
Features

1 shared

3 unique to Volt · 2 unique to Culqi
Regions

1 shared

2 unique to Volt
Pay methods

1 shared

4 unique to Volt · 6 unique to Culqi

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Show full specs
6 features · 11 payment methods · 3 regions. We don't rank these — they're here for reference.
Volt Volt
Culqi Culqi
Quick Facts
Fees
Standard transaction rate
Per-transaction pricing
3.44% + IGV (national cards/Yape); 3.99% + IGV (international cards/digital wallets/PagoEfectivo); online adds $0.20 fixed fee
Settlement
Time to receive funds
Instant
Same day
Founded
2019
2013
Headquarters
London, United Kingdom
Lima, Peru
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Volt leads (4 vs 3)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox
✓
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Culqi leads (7 vs 5)
Bank Transfer
✓
✓
Bnpl Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Faster Payments Unique
✓
—
Mastercard Unique
—
✓
Open Banking Unique
✓
—
Pix Unique
✓
—
Sepa Unique
✓
—
Visa Unique
—
✓
Regions
Volt leads (3 vs 1)
Europe Unique
✓
—
Latin America
✓
✓
Oceania Unique
✓
—

Volt is best when you...

Real-Time Open Banking Payments
Need Enterprise
Not available with Culqi
Need Instant Payout
Not available with Culqi
Want coverage in Europe, Oceania
Culqi doesn't cover these regions
View Volt

Culqi is best when you...

Peruvian startups and SMEs accepting local cards, Yape and PagoEfectivo
Need Recurring Payments
Not available with Volt
Need Startup Friendly
Not available with Volt
View Culqi

Frequently Asked Questions

What is the difference between Volt and Culqi?
They share 1 payment method and 1 region. Volt adds Faster Payments, Open Banking, PIX and 1 more that Culqi does not list; Culqi adds Buy Now Pay Later, Credit Card, Debit Card and 3 more that Volt does not list; Volt also covers Europe, Oceania; only Volt offers Enterprise, Instant Payout and 1 more.
Which is cheaper, Volt or Culqi?
Volt has published rates from Per-transaction pricing; Culqi has published rates from 3.44% + IGV (national cards/Yape); 3.99% + IGV (international cards/digital wallets/PagoEfectivo); online adds $0.20 fixed fee. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Volt and Culqi?
Volt lists 3 regions and 5 payment methods; Culqi lists 1 and 7. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Volt and Culqi compare on integration and settlement?
both offer a sandbox; both support webhooks; Volt settles in Instant, Culqi in Same day.

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