Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
Wagestream

Wagestream

UK Earned Wage Access

VS

Lago

Open-Source Usage Billing

Lago
Fees from
Custom vs Free open-source; Cloud from $300/month
Features

0 shared

1 unique to Wagestream · 2 unique to Lago
Regions

1 shared

1 unique to Lago
Pay methods

1 shared

2 unique to Lago
On fees

Wagestream uses custom pricing, quoted on engagement. Lago publishes Free open-source; Cloud from $300/month from. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
3 features · 3 payment methods · 2 regions. We don't rank these — they're here for reference.
Wagestream Wagestream
Lago Lago
Quick Facts
Fees
Standard transaction rate
Custom
Free open-source; Cloud from $300/month
Settlement
Time to receive funds
—
—
Founded
2018
2021
Headquarters
London, UK
Paris, France
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
Lago leads (2 vs 1)
Instant Payout Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Lago leads (3 vs 1)
Bank Transfer
✓
✓
Credit Card Unique
—
✓
Direct Debit Unique
—
✓
Regions
Lago leads (2 vs 1)
Europe
✓
✓
North America Unique
—
✓

Wagestream is best when you...

UK Earned Wage Access
Need Instant Payout
Not available with Lago
View Wagestream

Lago is best when you...

Open-Source Usage Billing
Need Recurring Payments
Not available with Wagestream
Need Startup Friendly
Not available with Wagestream
Want coverage in North America
Wagestream doesn't cover this region
View Lago

Frequently Asked Questions

What is the difference between Wagestream and Lago?
They share 1 payment method and 1 region. Lago adds Credit Card, Direct Debit that Wagestream does not list; Lago also covers North America; only Wagestream offers Instant Payout; only Lago offers Recurring Payments, Startup Friendly.
Which is cheaper, Wagestream or Lago?
Wagestream has custom pricing quoted on engagement; Lago has published rates from Free open-source; Cloud from $300/month. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Wagestream and Lago?
Wagestream lists 1 region and 1 payment method; Lago lists 2 and 3. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Wagestream and Lago compare on integration and settlement?
Lago offers a sandbox, Wagestream does not list one; both support webhooks.

Are you Wagestream or Lago?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →