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wamo

wamo

Small and mid-sized businesses and self-employed people in the EEA (and companies in the UK) who want a multi-currency business account with Visa cards and an integrated in-person POS terminal.

VS

CryptoPAYR

Accepting Bitcoin, USDT & 110+ coins online

CryptoPAYR
Fees from
Freemium €0/month: No setup fee; Business Account with EU IBAN; 1 physical + 1 virtual Visa card included; €0.99 per local transfer; 2.19% per ATM withdrawal. Smart €10/month per user, billed annually: 1 physical + 2 virtual Visa cards included; 20 free transfers/month; ATM withdrawals: 2 free/month, 5 with annual plan; €5,000/month commission-free local POS transactions. Pro €29/month per user, billed annually: 5 physical + 100 virtual Visa cards included; 50 free transfers/month; ATM withdrawals: 4 free/month, 10 with annual plan; €7,000/month commission-free local POS transactions. vs 0.1%–1%
Features

0 shared

14 unique to CryptoPAYR
Regions

0 shared

10 unique to CryptoPAYR
Pay methods

4 shared

5 unique to wamo · 23 unique to CryptoPAYR
On fees

wamo publishes Freemium €0/month: No setup fee; Business Account with EU IBAN; 1 physical + 1 virtual Visa card included; €0.99 per local transfer; 2.19% per ATM withdrawal. Smart €10/month per user, billed annually: 1 physical + 2 virtual Visa cards included; 20 free transfers/month; ATM withdrawals: 2 free/month, 5 with annual plan; €5,000/month commission-free local POS transactions. Pro €29/month per user, billed annually: 5 physical + 100 virtual Visa cards included; 50 free transfers/month; ATM withdrawals: 4 free/month, 10 with annual plan; €7,000/month commission-free local POS transactions. from. CryptoPAYR publishes 0.1%–1% from. Verify directly with each provider before signing.

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Show full specs
14 features · 32 payment methods · 10 regions. We don't rank these — they're here for reference.
wamo wamo
CryptoPAYR CryptoPAYR
Quick Facts
Fees
Standard transaction rate
Freemium €0/month: No setup fee; Business Account with EU IBAN; 1 physical + 1 virtual Visa card included; €0.99 per local transfer; 2.19% per ATM withdrawal. Smart €10/month per user, billed annually: 1 physical + 2 virtual Visa cards included; 20 free transfers/month; ATM withdrawals: 2 free/month, 5 with annual plan; €5,000/month commission-free local POS transactions. Pro €29/month per user, billed annually: 5 physical + 100 virtual Visa cards included; 50 free transfers/month; ATM withdrawals: 4 free/month, 10 with annual plan; €7,000/month commission-free local POS transactions.
0.1%–1%
Settlement
Time to receive funds
Next business day
Instant
Founded
—
2024
Headquarters
—
George Town, Cayman Islands
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
CryptoPAYR leads (14 vs 0)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
—
✓
Marketplace Support Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Virtual Items Unique
—
✓
Virtual Terminal Unique
—
✓
Payment Methods
CryptoPAYR leads (27 vs 9)
Apple Pay Unique
—
✓
Arbitrum Unique
—
✓
Bank Transfer Unique
✓
—
Base Chain Unique
—
✓
Bitcoin Unique
—
✓
Bnb Unique
—
✓
Credit Card Unique
—
✓
Debit Card
✓
✓
Dogecoin Unique
—
✓
Ethereum Unique
—
✓
Google Pay Unique
—
✓
Invoice
✓
✓
Lightning Network Unique
—
✓
Litecoin Unique
—
✓
Mastercard Unique
—
✓
Monero Unique
—
✓
Optimism Unique
—
✓
Payment Link Unique
—
✓
Polygon Unique
—
✓
Pos
✓
✓
Qr Code Unique
—
✓
Sepa Unique
✓
—
Sepa Instant Unique
✓
—
Solana Unique
—
✓
Stablecoin Unique
—
✓
Swift Unique
✓
—
Tron Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Virtual Card Unique
✓
—
Visa
✓
✓
Xrp Unique
—
✓
Regions
CryptoPAYR leads (10 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Global Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
South America Unique
—
✓
Southeast Asia Unique
—
✓

wamo is best when you...

Small and mid-sized businesses and self-employed people in the EEA (and companies in the UK) who want a multi-currency business account with Visa cards and an integrated in-person POS terminal.
View wamo

CryptoPAYR is best when you...

Accepting Bitcoin, USDT & 110+ coins online
Need Crypto Support
Not available with wamo
Need Enterprise
Not available with wamo
Want coverage in Africa, Asia, Europe, Global, Latin America, Middle East, North America, Oceania, South America, Southeast Asia
wamo doesn't cover these regions
View CryptoPAYR

Frequently Asked Questions

What is the difference between wamo and CryptoPAYR?
They share 4 payment methods and 0 regions. wamo adds Bank Transfer, SEPA, SEPA Instant and 2 more that CryptoPAYR does not list; CryptoPAYR adds Apple Pay, Arbitrum, Base and 20 more that wamo does not list; CryptoPAYR also covers Africa, Asia and 8 more; only CryptoPAYR offers Crypto Support, Enterprise and 12 more.
Which is cheaper, wamo or CryptoPAYR?
wamo has published rates from Freemium €0/month: No setup fee; Business Account with EU IBAN; 1 physical + 1 virtual Visa card included; €0.99 per local transfer; 2.19% per ATM withdrawal. Smart €10/month per user, billed annually: 1 physical + 2 virtual Visa cards included; 20 free transfers/month; ATM withdrawals: 2 free/month, 5 with annual plan; €5,000/month commission-free local POS transactions. Pro €29/month per user, billed annually: 5 physical + 100 virtual Visa cards included; 50 free transfers/month; ATM withdrawals: 4 free/month, 10 with annual plan; €7,000/month commission-free local POS transactions.; CryptoPAYR has published rates from 0.1%–1%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use wamo and CryptoPAYR?
wamo lists 0 regions and 9 payment methods; CryptoPAYR lists 10 and 27. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do wamo and CryptoPAYR compare on integration and settlement?
CryptoPAYR offers a sandbox, wamo does not list one; CryptoPAYR supports webhooks; wamo settles in Next business day, CryptoPAYR in Instant.

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