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Wave Mobile Money

Wave Mobile Money

West African remittances and mobile money

VS

Alipay

Chinese Consumers

Alipay
Fees from
1% for transfers; free deposits/withdrawals vs Custom
Features

0 shared

2 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

0 shared

2 unique to Wave Mobile Money · 7 unique to Alipay
On payment methods

Alipay supports 7 payment methods, 5 more than Wave Mobile Money. Verify directly with each provider before signing.

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Show full specs
2 features · 9 payment methods · 8 regions. We don't rank these — they're here for reference.
Wave Mobile Money Wave Mobile Money
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
1% for transfers; free deposits/withdrawals
Custom
Settlement
Time to receive funds
Instant
Next business day
Founded
2017
2004
Headquarters
Dakar, Senegal
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Alipay leads (2 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Payment Methods
Alipay leads (7 vs 2)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
✓
—
Qr Code Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Wave Mobile Money is best when you...

West African remittances and mobile money
View Wave Mobile Money

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Wave Mobile Money
Need Instant Payout
Not available with Wave Mobile Money
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Wave Mobile Money doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Wave Mobile Money and Alipay?
They share 0 payment methods and 1 region. Wave Mobile Money adds Bank Transfer, Mobile Money that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 4 more that Wave Mobile Money does not list; Alipay also covers Asia, Europe and 5 more; only Alipay offers Enterprise, Instant Payout.
Which is cheaper, Wave Mobile Money or Alipay?
Wave Mobile Money has published rates from 1% for transfers; free deposits/withdrawals; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Wave Mobile Money and Alipay?
Wave Mobile Money lists 1 region and 2 payment methods; Alipay lists 8 and 7. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Wave Mobile Money and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Wave Mobile Money settles in Instant, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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