Wave Mobile Money vs dLocal — My payment method

Wave Mobile Money

West African remittances and mobile money

dLocal

Emerging Markets

Fees from

1% for transfers; free deposits/withdrawals vs 3-7% all-inclusive

Features

0 shared

2 unique to dLocal

Regions

1 shared

3 unique to dLocal

Pay methods

1 shared

1 unique to Wave Mobile Money · 9 unique to dLocal

On payment methods

dLocal supports 10 payment methods, 8 more than Wave Mobile Money. Verify directly with each provider before signing.

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2 features · 11 payment methods · 4 regions. We don't rank these — they're here for reference.

Wave Mobile Money

dLocal

Quick Facts

Fees

Standard transaction rate

1% for transfers; free deposits/withdrawals

3-7% all-inclusive

Settlement

Time to receive funds

Instant

2–7 business days

Founded

2017

2016

Headquarters

Dakar, Senegal

Montevideo, Uruguay

Sandbox / Test Mode

✓

Webhook Support

✓

Features

dLocal leads (2 vs 0)

Enterprise Unique

—

✓

Instant Payout Unique

—

✓

Payment Methods

dLocal leads (10 vs 2)

Amex Unique

—

✓

Bank Transfer

✓

Boleto Unique

—

✓

Cash Unique

—

✓

Digital Wallet Unique

—

✓

Mastercard Unique

—

✓

Mobile Money Unique

✓

—

Oxxo Unique

—

✓

Pix Unique

—

✓

Pse Unique

—

✓

Visa Unique

—

✓

Regions

dLocal leads (4 vs 1)

Africa

✓

Asia Unique

—

✓

Latin America Unique

—

✓

Middle East Unique

—

✓

Wave Mobile Money is best when you...

West African remittances and mobile money

View Wave Mobile Money

dLocal is best when you...

Emerging Markets

Need Enterprise

Not available with Wave Mobile Money

Need Instant Payout

Not available with Wave Mobile Money

Want coverage in Asia, Latin America, Middle East

Wave Mobile Money doesn't cover these regions

View dLocal

Frequently Asked Questions

What is the difference between Wave Mobile Money and dLocal?

They share 1 payment method and 1 region. Wave Mobile Money adds Mobile Money that dLocal does not list; dLocal adds Amex, Boleto, Cash and 6 more that Wave Mobile Money does not list; dLocal also covers Asia, Latin America and 1 more; only dLocal offers Enterprise, Instant Payout.

Which is cheaper, Wave Mobile Money or dLocal?

Wave Mobile Money has published rates from 1% for transfers; free deposits/withdrawals; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.

Where can I use Wave Mobile Money and dLocal?

Wave Mobile Money lists 1 region and 2 payment methods; dLocal lists 4 and 10. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

How do Wave Mobile Money and dLocal compare on integration and settlement?

both offer a sandbox; both support webhooks; Wave Mobile Money settles in Instant, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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