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Waystar

Waystar

Healthcare Revenue Cycle

VS

Recharge Payments

E-Commerce Subscription Management

Recharge Payments
Fees from
Custom vs 1.34%–1.49% + $99
Features

0 shared

1 unique to Waystar · 2 unique to Recharge Payments
Regions

1 shared

1 unique to Recharge Payments
Pay methods

2 shared

2 unique to Waystar · 3 unique to Recharge Payments

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Show full specs
3 features · 7 payment methods · 2 regions. We don't rank these — they're here for reference.
Waystar Waystar
Recharge Payments Recharge Payments
Quick Facts
Fees
Standard transaction rate
Custom
1.34%–1.49% + $99
Settlement
Time to receive funds
1–3 business days
Via payment processor (Stripe/Braintree)
Founded
2017
2014
Headquarters
Louisville, Kentucky
Santa Monica, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Recharge Payments leads (2 vs 1)
Enterprise Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Recharge Payments leads (5 vs 4)
Ach Unique
✓
—
Apple Pay Unique
—
✓
Check Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Google Pay Unique
—
✓
Paypal Unique
—
✓
Regions
Recharge Payments leads (2 vs 1)
Europe Unique
—
✓
North America
✓
✓

Waystar is best when you...

Healthcare Revenue Cycle
Need Enterprise
Not available with Recharge Payments
View Waystar

Recharge Payments is best when you...

E-Commerce Subscription Management
Need Recurring Payments
Not available with Waystar
Need Startup Friendly
Not available with Waystar
Want coverage in Europe
Waystar doesn't cover this region
View Recharge Payments

Frequently Asked Questions

What is the difference between Waystar and Recharge Payments?
They share 2 payment methods and 1 region. Waystar adds ACH, Check that Recharge Payments does not list; Recharge Payments adds Apple Pay, Google Pay, PayPal that Waystar does not list; Recharge Payments also covers Europe; only Waystar offers Enterprise.
Which is cheaper, Waystar or Recharge Payments?
Waystar has custom pricing quoted on engagement; Recharge Payments has published rates from 1.34%–1.49% + $99. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Waystar and Recharge Payments?
Waystar lists 1 region and 4 payment methods; Recharge Payments lists 2 and 5. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Waystar and Recharge Payments compare on integration and settlement?
both offer a sandbox; both support webhooks; Waystar settles in 1–3 business days, Recharge Payments in Via payment processor (Stripe/Braintree).

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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