WeChat Pay

WeChat Pay

Chinese Social Commerce

VS

dLocal

Emerging Markets

dLocal
Fees from
From 0.6% per transaction vs 3-7% all-inclusive
Features

2 shared

1 unique to WeChat Pay
Regions

1 shared

4 unique to WeChat Pay · 3 unique to dLocal
Pay methods

1 shared

4 unique to WeChat Pay · 9 unique to dLocal
On payment methods

dLocal supports 10 payment methods, 5 more than WeChat Pay. Verify directly with each provider before signing.

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Show full specs
3 features · 14 payment methods · 8 regions. We don't rank these — they're here for reference.
WeChat Pay WeChat Pay
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
From 0.6% per transaction
3-7% all-inclusive
Settlement
Time to receive funds
Next business day
2–7 business days
Founded
2013
2016
Headquarters
Shenzhen, China
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
WeChat Pay leads (3 vs 2)
Enterprise
✓
✓
Instant Payout
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
dLocal leads (10 vs 5)
Amex Unique
—
✓
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet
✓
✓
Mastercard Unique
—
✓
Mobile Payment Unique
✓
—
Mobile Wallet Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Qr Code Unique
✓
—
Visa Unique
—
✓
Wechat Pay Unique
✓
—
Regions
WeChat Pay leads (5 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
✓
—
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
✓
—

WeChat Pay is best when you...

Chinese Social Commerce
Need Startup Friendly
Not available with dLocal
Want coverage in Europe, North America, Oceania, Southeast Asia
dLocal doesn't cover these regions
View WeChat Pay

dLocal is best when you...

Emerging Markets
Want coverage in Africa, Latin America, Middle East
WeChat Pay doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between WeChat Pay and dLocal?
They share 1 payment method and 1 region. WeChat Pay adds Mobile Payment, Mobile Wallet, QR Code and 1 more that dLocal does not list; dLocal adds Amex, Bank Transfer, Boleto and 6 more that WeChat Pay does not list; WeChat Pay also covers Europe, North America and 2 more; dLocal also covers Africa, Latin America and 1 more.
Which is cheaper, WeChat Pay or dLocal?
WeChat Pay has published rates from From 0.6% per transaction; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use WeChat Pay and dLocal?
WeChat Pay lists 5 regions and 5 payment methods; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do WeChat Pay and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; WeChat Pay settles in Next business day, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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