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Western Union

Western Union

Global Cash Remittance

VS

Nequi

Colombian Mobile Wallet

Nequi
Fees from
Custom vs From 1.5% + VAT per transaction
Features

1 shared

2 unique to Nequi
Regions

1 shared

6 unique to Western Union
Pay methods

5 shared

2 unique to Nequi
On settlement

Western Union settles in Near-instant; Nequi settles in Next business day. Verify directly with each provider before signing.

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Show full specs
3 features · 7 payment methods · 7 regions. We don't rank these — they're here for reference.
Western Union Western Union
Nequi Nequi
Quick Facts
Fees
Standard transaction rate
Custom
From 1.5% + VAT per transaction
Settlement
Time to receive funds
Near-instant
Next business day
Founded
1851
2017
Headquarters
Denver, Colorado
Bogota, Colombia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Nequi leads (3 vs 1)
Instant Payout
✓
✓
Low Fees Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Nequi leads (7 vs 5)
Bank Transfer
✓
✓
Cash
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Mobile Money
✓
✓
Mobile Wallet Unique
—
✓
Qr Code Unique
—
✓
Regions
Western Union leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America
✓
✓
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Western Union is best when you...

Global Cash Remittance
Want coverage in Africa, Asia, Europe, Middle East, North America, Oceania
Nequi doesn't cover these regions
View Western Union

Nequi is best when you...

Colombian Mobile Wallet
Need Low Fees
Not available with Western Union
Need Startup Friendly
Not available with Western Union
View Nequi

Frequently Asked Questions

What is the difference between Western Union and Nequi?
They share 5 payment methods and 1 region. Nequi adds Mobile Wallet, QR Code that Western Union does not list; Western Union also covers Africa, Asia and 4 more; only Nequi offers Low Fees, Startup Friendly.
Which is cheaper, Western Union or Nequi?
Western Union has custom pricing quoted on engagement; Nequi has published rates from From 1.5% + VAT per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Western Union and Nequi?
Western Union lists 7 regions and 5 payment methods; Nequi lists 1 and 7. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Western Union and Nequi compare on integration and settlement?
both offer a sandbox; both support webhooks; Western Union settles in Near-instant, Nequi in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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