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WEX

WEX

Fleet & Fuel Card Payments

VS

Open Collective

Open Source & Community Funding

Open Collective
Fees from
Custom vs 5-10% host fee + payment processing
Features

0 shared

1 unique to WEX · 1 unique to Open Collective
Regions

1 shared

1 unique to Open Collective
Pay methods

3 shared

1 unique to WEX · 3 unique to Open Collective

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Show full specs
2 features · 7 payment methods · 2 regions. We don't rank these — they're here for reference.
WEX WEX
Open Collective Open Collective
Quick Facts
Fees
Standard transaction rate
Custom
5-10% host fee + payment processing
Settlement
Time to receive funds
1–3 business days
Instant to 2 business days
Founded
1983
2015
Headquarters
South Portland, Maine, USA
New York, New York
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Enterprise Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
Open Collective leads (6 vs 4)
Ach
✓
✓
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Paypal Unique
—
✓
Sepa Unique
—
✓
Virtual Card Unique
✓
—
Regions
Open Collective leads (2 vs 1)
Europe Unique
—
✓
North America
✓
✓

WEX is best when you...

Fleet & Fuel Card Payments
Need Enterprise
Not available with Open Collective
View WEX

Open Collective is best when you...

Open Source & Community Funding
Need Startup Friendly
Not available with WEX
Want coverage in Europe
WEX doesn't cover this region
View Open Collective

Frequently Asked Questions

What is the difference between WEX and Open Collective?
They share 3 payment methods and 1 region. WEX adds Virtual Card that Open Collective does not list; Open Collective adds Bank Transfer, PayPal, SEPA that WEX does not list; Open Collective also covers Europe; only WEX offers Enterprise.
Which is cheaper, WEX or Open Collective?
WEX has custom pricing quoted on engagement; Open Collective has published rates from 5-10% host fee + payment processing. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use WEX and Open Collective?
WEX lists 1 region and 4 payment methods; Open Collective lists 2 and 6. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do WEX and Open Collective compare on integration and settlement?
WEX offers a sandbox, Open Collective does not list one; both support webhooks; WEX settles in 1–3 business days, Open Collective in Instant to 2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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