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Whitely

Whitely

Businesses in Croatia, such as e-commerce, travel, financial services and SaaS firms, that want to accept crypto and settle in euros through a MiCA-authorised provider.

VS

CatalystPay

High-risk merchant processing

CatalystPay
Fees from
Conversion (crypto-fiat, fiat-crypto, crypto-crypto): between 0.4% and 1.5% of transaction value, depending on the client's monthly transaction volume. Transfers: a fixed fee per withdrawal for each asset (e.g. 0.00009 BTC, 0.0000306 ETH, 0.001 SOL, 1 TRX). Network (gas) fees are not charged separately. No custody fee. vs Interchange + 1%–2% + €0.3
Features

0 shared

9 unique to CatalystPay
Regions

0 shared

5 unique to CatalystPay
Pay methods

0 shared

4 unique to Whitely · 12 unique to CatalystPay
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
9 features · 16 payment methods · 5 regions. We don't rank these — they're here for reference.
Whitely Whitely
CatalystPay CatalystPay
Quick Facts
Fees
Standard transaction rate
Conversion (crypto-fiat, fiat-crypto, crypto-crypto): between 0.4% and 1.5% of transaction value, depending on the client's monthly transaction volume. Transfers: a fixed fee per withdrawal for each asset (e.g. 0.00009 BTC, 0.0000306 ETH, 0.001 SOL, 1 TRX). Network (gas) fees are not charged separately. No custody fee.
Interchange + 1%–2% + €0.3
Settlement
Time to receive funds
—
5–7 business days
Founded
—
2019
Headquarters
—
Belfast, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
CatalystPay leads (9 vs 0)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
High Risk Accepted Unique
—
✓
Low Fees Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Virtual Terminal Unique
—
✓
Payment Methods
CatalystPay leads (12 vs 4)
Apple Pay Unique
—
✓
Bitcoin Unique
—
✓
Cartes Bancaires Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
✓
—
Debit Card Unique
—
✓
Direct Debit Unique
—
✓
Google Pay Unique
—
✓
Lightning Network Unique
—
✓
Mastercard Unique
—
✓
Payment Link Unique
✓
—
Pos Unique
✓
—
Qr Code Unique
✓
—
Sepa Direct Debit Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
CatalystPay leads (5 vs 0)
Europe Unique
—
✓
Global Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Southeast Asia Unique
—
✓

Whitely is best when you...

Businesses in Croatia, such as e-commerce, travel, financial services and SaaS firms, that want to accept crypto and settle in euros through a MiCA-authorised provider.
View Whitely

CatalystPay is best when you...

High-risk merchant processing
Need Crypto Support
Not available with Whitely
Need Enterprise
Not available with Whitely
Want coverage in Europe, Global, Middle East, North America, Southeast Asia
Whitely doesn't cover these regions
View CatalystPay

Frequently Asked Questions

What is the difference between Whitely and CatalystPay?
They share 0 payment methods and 0 regions. Whitely adds Crypto, Payment Link, POS and 1 more that CatalystPay does not list; CatalystPay adds Apple Pay, Bitcoin, Cartes Bancaires and 9 more that Whitely does not list; CatalystPay also covers Europe, Global and 3 more; only CatalystPay offers Crypto Support, Enterprise and 7 more.
Which is cheaper, Whitely or CatalystPay?
Whitely has published rates from Conversion (crypto-fiat, fiat-crypto, crypto-crypto): between 0.4% and 1.5% of transaction value, depending on the client's monthly transaction volume. Transfers: a fixed fee per withdrawal for each asset (e.g. 0.00009 BTC, 0.0000306 ETH, 0.001 SOL, 1 TRX). Network (gas) fees are not charged separately. No custody fee.; CatalystPay has published rates from Interchange + 1%–2% + €0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Whitely and CatalystPay?
Whitely lists 0 regions and 4 payment methods; CatalystPay lists 5 and 12. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Whitely and CatalystPay compare on integration and settlement?
CatalystPay offers a sandbox, Whitely does not list one; CatalystPay supports webhooks; CatalystPay publishes a settlement time of 5–7 business days.

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