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Whitely

Whitely

Businesses in Croatia, such as e-commerce, travel, financial services and SaaS firms, that want to accept crypto and settle in euros through a MiCA-authorised provider.

VS
Verified

PAYSTRAX

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer

PAYSTRAX
Fees from
Conversion (crypto-fiat, fiat-crypto, crypto-crypto): between 0.4% and 1.5% of transaction value, depending on the client's monthly transaction volume. Transfers: a fixed fee per withdrawal for each asset (e.g. 0.00009 BTC, 0.0000306 ETH, 0.001 SOL, 1 TRX). Network (gas) fees are not charged separately. No custody fee. vs —
Features

0 shared

5 unique to PAYSTRAX
Regions

0 shared

2 unique to PAYSTRAX
Pay methods

1 shared

3 unique to Whitely · 6 unique to PAYSTRAX
On payment methods

PAYSTRAX supports 7 payment methods, 3 more than Whitely. Verify directly with each provider before signing.

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Show full specs
5 features · 10 payment methods · 2 regions. We don't rank these — they're here for reference.
Whitely Whitely
PAYSTRAX PAYSTRAX
Quick Facts
Fees
Standard transaction rate
Conversion (crypto-fiat, fiat-crypto, crypto-crypto): between 0.4% and 1.5% of transaction value, depending on the client's monthly transaction volume. Transfers: a fixed fee per withdrawal for each asset (e.g. 0.00009 BTC, 0.0000306 ETH, 0.001 SOL, 1 TRX). Network (gas) fees are not charged separately. No custody fee.
—
Settlement
Time to receive funds
—
2–3 business days
Founded
—
2018
Headquarters
—
St Julian's, Malta
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
PAYSTRAX leads (5 vs 0)
Enterprise Unique
—
✓
High Risk Accepted Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
PAYSTRAX leads (7 vs 4)
Apple Pay Unique
—
✓
Click To Pay Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
✓
—
Google Pay Unique
—
✓
Mastercard Unique
—
✓
Payment Link Unique
✓
—
Pos
✓
✓
Qr Code Unique
✓
—
Visa Unique
—
✓
Regions
PAYSTRAX leads (2 vs 0)
Europe Unique
—
✓
Global Unique
—
✓

Whitely is best when you...

Businesses in Croatia, such as e-commerce, travel, financial services and SaaS firms, that want to accept crypto and settle in euros through a MiCA-authorised provider.
View Whitely

PAYSTRAX is best when you...

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer
Need Enterprise
Not available with Whitely
Need High Risk Accepted
Not available with Whitely
Want coverage in Europe, Global
Whitely doesn't cover these regions
View PAYSTRAX

Frequently Asked Questions

What is the difference between Whitely and PAYSTRAX?
They share 1 payment method and 0 regions. Whitely adds Crypto, Payment Link, QR Code that PAYSTRAX does not list; PAYSTRAX adds Apple Pay, Click to Pay, Credit Card and 3 more that Whitely does not list; PAYSTRAX also covers Europe, Global; only PAYSTRAX offers Enterprise, High Risk Accepted and 3 more.
Which is cheaper, Whitely or PAYSTRAX?
Whitely has published rates from Conversion (crypto-fiat, fiat-crypto, crypto-crypto): between 0.4% and 1.5% of transaction value, depending on the client's monthly transaction volume. Transfers: a fixed fee per withdrawal for each asset (e.g. 0.00009 BTC, 0.0000306 ETH, 0.001 SOL, 1 TRX). Network (gas) fees are not charged separately. No custody fee.; PAYSTRAX has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Whitely and PAYSTRAX?
Whitely lists 0 regions and 4 payment methods; PAYSTRAX lists 2 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Whitely and PAYSTRAX compare on integration and settlement?
PAYSTRAX publishes a settlement time of 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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