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Whop

Whop

VS

GoCardless

Recurring payments

GoCardless
Fees from
2.7% + $0.3 vs 1%–1.4% + £0.2
Features

0 shared

3 unique to GoCardless
Regions

3 shared

7 unique to Whop
Pay methods

5 shared

35 unique to Whop · 2 unique to GoCardless

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3 features · 42 payment methods · 10 regions. We don't rank these — they're here for reference.
Whop Whop
GoCardless GoCardless
Quick Facts
Fees
Standard transaction rate
2.7% + $0.3
1%–1.4% + £0.2
Settlement
Time to receive funds
3–5 business days
2–5 business days
Founded
—
2011
Headquarters
Brooklyn, NY
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
GoCardless leads (3 vs 0)
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Whop leads (40 vs 7)
Ach
✓
✓
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bacs
✓
✓
Bancontact Unique
✓
—
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Cartes Bancaires Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Dankort Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Direct Debit
✓
✓
Discover Unique
✓
—
Elo Unique
✓
—
Faster Payments Unique
—
✓
Google Pay Unique
✓
—
Hipercard Unique
✓
—
Ideal Unique
✓
—
Invoice Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mada Unique
✓
—
Maestro Unique
✓
—
Mastercard Unique
✓
—
Mir Unique
✓
—
Nfc Unique
✓
—
Payment Link Unique
✓
—
Paypal Unique
✓
—
Prepaid Card Unique
✓
—
Rupay Unique
✓
—
Sepa
✓
✓
Sepa Direct Debit Unique
—
✓
Swift Unique
✓
—
Unionpay Unique
✓
—
Venmo Unique
✓
—
Verve Unique
✓
—
Virtual Card Unique
✓
—
Visa Unique
✓
—
Wire Transfer Unique
✓
—
Regions
Whop leads (10 vs 3)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Global Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓
South America Unique
✓
—
Southeast Asia Unique
✓
—

Whop is best when you...

Want coverage in Africa, Asia, Global, Latin America, Middle East, South America, Southeast Asia
GoCardless doesn't cover these regions
View Whop

GoCardless is best when you...

Recurring payments
Need Instant Payout
Not available with Whop
Need Low Fees
Not available with Whop
View GoCardless

Frequently Asked Questions

What is the difference between Whop and GoCardless?
They share 5 payment methods and 3 regions. Whop adds Afterpay, Amex, Apple Pay and 32 more that GoCardless does not list; GoCardless adds Faster Payments, SEPA Direct Debit that Whop does not list; Whop also covers Africa, Asia and 5 more; only GoCardless offers Instant Payout, Low Fees and 1 more.
Which is cheaper, Whop or GoCardless?
Whop has published rates from 2.7% + $0.3; GoCardless has published rates from 1%–1.4% + £0.2. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Whop and GoCardless?
Whop lists 10 regions and 40 payment methods; GoCardless lists 3 and 7. both cover Europe, North America, Oceania. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Whop and GoCardless compare on integration and settlement?
both offer a sandbox; both support webhooks; Whop settles in 3–5 business days, GoCardless in 2–5 business days.

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