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Whop

Whop

VS

Mastercard Send

Real-Time Disbursements to Mastercards

Mastercard Send
Fees from
2.7% + $0.3 vs Per-transaction
Features

0 shared

2 unique to Mastercard Send
Regions

5 shared

5 unique to Whop
Pay methods

6 shared

34 unique to Whop · 3 unique to Mastercard Send
On settlement

Whop settles in 3–5 business days; Mastercard Send settles in Instant. Verify directly with each provider before signing.

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Show full specs
2 features · 43 payment methods · 10 regions. We don't rank these — they're here for reference.
Whop Whop
Mastercard Send Mastercard Send
Quick Facts
Fees
Standard transaction rate
2.7% + $0.3
Per-transaction
Settlement
Time to receive funds
3–5 business days
Instant
Founded
—
2016
Headquarters
Brooklyn, NY
Purchase, New York
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Mastercard Send leads (2 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Payment Methods
Whop leads (40 vs 9)
Ach Unique
✓
—
Afterpay Unique
✓
—
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bacs Unique
✓
—
Bancontact Unique
✓
—
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Cartes Bancaires Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Dankort Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Direct Debit Unique
✓
—
Discover Unique
✓
—
Elo Unique
✓
—
Google Pay
✓
✓
Hipercard Unique
✓
—
Ideal Unique
✓
—
Invoice Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mada Unique
✓
—
Maestro Unique
✓
—
Mastercard
✓
✓
Mir Unique
✓
—
Nfc Unique
✓
—
Payment Link Unique
✓
—
Paypal Unique
✓
—
Prepaid Card Unique
✓
—
Rupay Unique
✓
—
Samsung Pay Unique
—
✓
Sepa Unique
✓
—
Swift Unique
✓
—
Unionpay Unique
✓
—
Venmo Unique
✓
—
Verve Unique
✓
—
Virtual Card Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Whop leads (10 vs 5)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Global Unique
✓
—
Latin America Unique
✓
—
Middle East
✓
✓
North America
✓
✓
Oceania Unique
✓
—
South America Unique
✓
—
Southeast Asia Unique
✓
—

Whop is best when you...

Want coverage in Global, Latin America, Oceania, South America, Southeast Asia
Mastercard Send doesn't cover these regions
View Whop

Mastercard Send is best when you...

Real-Time Disbursements to Mastercards
Need Enterprise
Not available with Whop
Need Instant Payout
Not available with Whop
View Mastercard Send

Frequently Asked Questions

What is the difference between Whop and Mastercard Send?
They share 6 payment methods and 5 regions. Whop adds ACH, Afterpay, Bacs and 31 more that Mastercard Send does not list; Mastercard Send adds Alipay, Samsung Pay, WeChat Pay that Whop does not list; Whop also covers Global, Latin America and 3 more; only Mastercard Send offers Enterprise, Instant Payout.
Which is cheaper, Whop or Mastercard Send?
Whop has published rates from 2.7% + $0.3; Mastercard Send has published rates from Per-transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Whop and Mastercard Send?
Whop lists 10 regions and 40 payment methods; Mastercard Send lists 5 and 9. both cover Africa, Asia, Europe and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Whop and Mastercard Send compare on integration and settlement?
Whop offers a sandbox, Mastercard Send does not list one; both support webhooks; Whop settles in 3–5 business days, Mastercard Send in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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