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Whop

Whop

VS

PagSeguro

Brazilian Market

PagSeguro
Fees from
2.7% + $0.3 vs 2-5%
Features

0 shared

2 unique to PagSeguro
Regions

1 shared

9 unique to Whop
Pay methods

9 shared

31 unique to Whop · 4 unique to PagSeguro

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Show full specs
2 features · 44 payment methods · 10 regions. We don't rank these — they're here for reference.
Whop Whop
PagSeguro PagSeguro
Quick Facts
Fees
Standard transaction rate
2.7% + $0.3
2-5%
Settlement
Time to receive funds
3–5 business days
14–30 business days
Founded
—
2006
Headquarters
Brooklyn, NY
São Paulo, Brazil
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
PagSeguro leads (2 vs 0)
Instant Payout Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Whop leads (40 vs 13)
Ach Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bacs Unique
✓
—
Bancontact Unique
✓
—
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Boleto Unique
—
✓
Cartes Bancaires Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Dankort Unique
✓
—
Debit Card Unique
✓
—
Diners
✓
✓
Direct Debit Unique
✓
—
Discover Unique
✓
—
Elo
✓
✓
Google Pay
✓
✓
Hipercard
✓
✓
Ideal Unique
✓
—
Invoice Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mada Unique
✓
—
Maestro Unique
✓
—
Mastercard
✓
✓
Mir Unique
✓
—
Nfc Unique
✓
—
Payment Link Unique
✓
—
Paypal Unique
✓
—
Pix Unique
—
✓
Prepaid Card Unique
✓
—
Qr Code Unique
—
✓
Rupay Unique
✓
—
Samsung Pay Unique
—
✓
Sepa Unique
✓
—
Swift Unique
✓
—
Unionpay Unique
✓
—
Venmo Unique
✓
—
Verve Unique
✓
—
Virtual Card Unique
✓
—
Visa
✓
✓
Wire Transfer Unique
✓
—
Regions
Whop leads (10 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Global Unique
✓
—
Latin America
✓
✓
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
South America Unique
✓
—
Southeast Asia Unique
✓
—

Whop is best when you...

Want coverage in Africa, Asia, Europe, Global, Middle East, North America, Oceania, South America, Southeast Asia
PagSeguro doesn't cover these regions
View Whop

PagSeguro is best when you...

Brazilian Market
Need Instant Payout
Not available with Whop
Need Startup Friendly
Not available with Whop
View PagSeguro

Frequently Asked Questions

What is the difference between Whop and PagSeguro?
They share 9 payment methods and 1 region. Whop adds ACH, Afterpay, Bacs and 28 more that PagSeguro does not list; PagSeguro adds Boleto, PIX, QR Code and 1 more that Whop does not list; Whop also covers Africa, Asia and 7 more; only PagSeguro offers Instant Payout, Startup Friendly.
Which is cheaper, Whop or PagSeguro?
Whop has published rates from 2.7% + $0.3; PagSeguro has published rates from 2-5%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Whop and PagSeguro?
Whop lists 10 regions and 40 payment methods; PagSeguro lists 1 and 13. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Whop and PagSeguro compare on integration and settlement?
both offer a sandbox; both support webhooks; Whop settles in 3–5 business days, PagSeguro in 14–30 business days.

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