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Whop

Whop

VS

PayAlma

PayAlma
Fees from
2.7% + $0.3 vs Custom
Features

0 shared

6 unique to PayAlma
Regions

8 shared

2 unique to Whop
Pay methods

0 shared

40 unique to Whop
On payment methods

Whop supports 40 payment methods, 40 more than PayAlma. Verify directly with each provider before signing.

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Show full specs
6 features · 40 payment methods · 10 regions. We don't rank these — they're here for reference.
Whop Whop
PayAlma PayAlma
Quick Facts
Fees
Standard transaction rate
2.7% + $0.3
Custom
Settlement
Time to receive funds
3–5 business days
Same day
Founded
—
2019
Headquarters
Brooklyn, NY
Canada
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
PayAlma leads (6 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Whop leads (40 vs 0)
Ach Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bacs Unique
✓
—
Bancontact Unique
✓
—
Bank Transfer Unique
✓
—
Bnpl Unique
✓
—
Cartes Bancaires Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Dankort Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Direct Debit Unique
✓
—
Discover Unique
✓
—
Elo Unique
✓
—
Google Pay Unique
✓
—
Hipercard Unique
✓
—
Ideal Unique
✓
—
Invoice Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mada Unique
✓
—
Maestro Unique
✓
—
Mastercard Unique
✓
—
Mir Unique
✓
—
Nfc Unique
✓
—
Payment Link Unique
✓
—
Paypal Unique
✓
—
Prepaid Card Unique
✓
—
Rupay Unique
✓
—
Sepa Unique
✓
—
Swift Unique
✓
—
Unionpay Unique
✓
—
Venmo Unique
✓
—
Verve Unique
✓
—
Virtual Card Unique
✓
—
Visa Unique
✓
—
Wire Transfer Unique
✓
—
Regions
Whop leads (10 vs 8)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Global
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania Unique
✓
—
South America
✓
✓
Southeast Asia
✓
✓

Whop is best when you...

Want coverage in Africa, Oceania
PayAlma doesn't cover these regions
View Whop

PayAlma is best when you...

Need Crypto Support
Not available with Whop
Need High Risk Accepted
Not available with Whop
View PayAlma

Frequently Asked Questions

What is the difference between Whop and PayAlma?
They share 0 payment methods and 8 regions. Whop adds ACH, Afterpay, Amex and 37 more that PayAlma does not list; Whop also covers Africa, Oceania; only PayAlma offers Crypto Support, High Risk Accepted and 4 more.
Which is cheaper, Whop or PayAlma?
Whop has published rates from 2.7% + $0.3; PayAlma has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Whop and PayAlma?
Whop lists 10 regions and 40 payment methods; PayAlma lists 8 and 0. both cover Asia, Europe, Global and 5 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Whop and PayAlma compare on integration and settlement?
Whop offers a sandbox, PayAlma does not list one; Whop supports webhooks; Whop settles in 3–5 business days, PayAlma in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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