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Whop

Whop

VS

Paystack

Nigerian Market

Paystack
Fees from
2.7% + $0.3 vs 1.95% (local), 3.9% (international)
Features

0 shared

4 unique to Paystack
Regions

1 shared

9 unique to Whop
Pay methods

7 shared

33 unique to Whop · 5 unique to Paystack

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Show full specs
4 features · 45 payment methods · 10 regions. We don't rank these — they're here for reference.
Whop Whop
Paystack Paystack
Quick Facts
Fees
Standard transaction rate
2.7% + $0.3
1.95% (local), 3.9% (international)
Settlement
Time to receive funds
3–5 business days
1–7 business days
Founded
—
2015
Headquarters
Brooklyn, NY
Lagos, Nigeria
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paystack leads (4 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Whop leads (40 vs 12)
Ach Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bacs Unique
✓
—
Bancontact Unique
✓
—
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Cartes Bancaires Unique
✓
—
Contactless Unique
✓
—
Credit Card
✓
✓
Dankort Unique
✓
—
Debit Card
✓
✓
Diners Unique
✓
—
Direct Debit Unique
✓
—
Discover Unique
✓
—
Eft Unique
—
✓
Elo Unique
✓
—
Google Pay Unique
✓
—
Hipercard Unique
✓
—
Ideal Unique
✓
—
Invoice Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mada Unique
✓
—
Maestro Unique
✓
—
Mastercard
✓
✓
Mir Unique
✓
—
Mobile Money Unique
—
✓
Mobile Wallet Unique
—
✓
Nfc Unique
✓
—
Payment Link Unique
✓
—
Paypal Unique
✓
—
Pos Unique
—
✓
Prepaid Card Unique
✓
—
Rupay Unique
✓
—
Sepa Unique
✓
—
Swift Unique
✓
—
Unionpay Unique
✓
—
Ussd Unique
—
✓
Venmo Unique
✓
—
Verve
✓
✓
Virtual Card Unique
✓
—
Visa
✓
✓
Wire Transfer Unique
✓
—
Regions
Whop leads (10 vs 1)
Africa
✓
✓
Asia Unique
✓
—
Europe Unique
✓
—
Global Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
South America Unique
✓
—
Southeast Asia Unique
✓
—

Whop is best when you...

Want coverage in Asia, Europe, Global, Latin America, Middle East, North America, Oceania, South America, Southeast Asia
Paystack doesn't cover these regions
View Whop

Paystack is best when you...

Nigerian Market
Need Enterprise
Not available with Whop
Need Instant Payout
Not available with Whop
View Paystack

Frequently Asked Questions

What is the difference between Whop and Paystack?
They share 7 payment methods and 1 region. Whop adds ACH, Afterpay, Amex and 30 more that Paystack does not list; Paystack adds EFT, Mobile Money, Mobile Wallet and 2 more that Whop does not list; Whop also covers Asia, Europe and 7 more; only Paystack offers Enterprise, Instant Payout and 2 more.
Which is cheaper, Whop or Paystack?
Whop has published rates from 2.7% + $0.3; Paystack has published rates from 1.95% (local), 3.9% (international). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Whop and Paystack?
Whop lists 10 regions and 40 payment methods; Paystack lists 1 and 12. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Whop and Paystack compare on integration and settlement?
both offer a sandbox; both support webhooks; Whop settles in 3–5 business days, Paystack in 1–7 business days.

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