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Windcave

Windcave

NZ merchants

VS

PagBrasil

Brazil Cross-Border Payments

PagBrasil
Fees from
1.75-2.5% vs Custom
Features

1 shared

2 unique to PagBrasil
Regions

1 shared

1 unique to Windcave · 3 unique to PagBrasil
Pay methods

6 shared

3 unique to Windcave · 12 unique to PagBrasil

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Show full specs
3 features · 21 payment methods · 5 regions. We don't rank these — they're here for reference.
Windcave Windcave
PagBrasil PagBrasil
Quick Facts
Fees
Standard transaction rate
1.75-2.5%
Custom
Settlement
Time to receive funds
2–3 business days
2–3 business days
Founded
1993
2011
Headquarters
Auckland, New Zealand
Porto Alegre, Brazil
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
PagBrasil leads (3 vs 1)
Enterprise
✓
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
PagBrasil leads (18 vs 9)
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Boleto Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners Unique
✓
—
Discover
✓
✓
Elo Unique
—
✓
Google Pay Unique
—
✓
Jcb
✓
✓
Mastercard
✓
✓
Mobile Payment
✓
✓
Payment Link Unique
—
✓
Pix Unique
—
✓
Pos Unique
—
✓
Qr Code Unique
—
✓
Samsung Pay Unique
—
✓
Unionpay Unique
✓
—
Visa
✓
✓
Regions
PagBrasil leads (4 vs 2)
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America Unique
—
✓
Oceania Unique
✓
—

Windcave is best when you...

NZ merchants
Want coverage in Oceania
PagBrasil doesn't cover this region
View Windcave

PagBrasil is best when you...

Brazil Cross-Border Payments
Need Recurring Billing
Not available with Windcave
Need Recurring Payments
Not available with Windcave
Want coverage in Europe, Latin America, North America
Windcave doesn't cover these regions
View PagBrasil

Frequently Asked Questions

What is the difference between Windcave and PagBrasil?
They share 6 payment methods and 1 region. Windcave adds Contactless, Diners Club, UnionPay that PagBrasil does not list; PagBrasil adds Apple Pay, Bank Transfer, Boleto and 9 more that Windcave does not list; Windcave also covers Oceania; PagBrasil also covers Europe, Latin America and 1 more.
Which is cheaper, Windcave or PagBrasil?
Windcave has published rates from 1.75-2.5%; PagBrasil has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Windcave and PagBrasil?
Windcave lists 2 regions and 9 payment methods; PagBrasil lists 4 and 18. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Windcave and PagBrasil compare on integration and settlement?
both offer a sandbox; both support webhooks; Windcave settles in 2–3 business days, PagBrasil in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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