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Wing Money

Wing Money

Cambodian Mobile Banking

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Custom vs Custom
Features

0 shared

1 unique to Wing Money · 5 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

2 shared

1 unique to Wing Money · 17 unique to A-Pay
On fees

Wing Money uses custom pricing, quoted on engagement. A-Pay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
6 features · 20 payment methods · 6 regions. We don't rank these — they're here for reference.
Wing Money Wing Money
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
2–3 business days
1–2 business days
Founded
2008
2021
Headquarters
Phnom Penh, Cambodia
India
Sandbox / Test Mode
—
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 3)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money
✓
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia
✓
✓

Wing Money is best when you...

Cambodian Mobile Banking
Need Instant Payout
Not available with A-Pay
View Wing Money

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Wing Money
Need High Risk Accepted
Not available with Wing Money
Want coverage in Africa, Asia, Europe, Latin America, Middle East
Wing Money doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Wing Money and A-Pay?
They share 2 payment methods and 1 region. Wing Money adds Debit Card that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 14 more that Wing Money does not list; A-Pay also covers Africa, Asia and 3 more; only Wing Money offers Instant Payout.
Which is cheaper, Wing Money or A-Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Wing Money and A-Pay?
Wing Money lists 1 region and 3 payment methods; A-Pay lists 6 and 19. both cover Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Wing Money and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Wing Money does not list one; both support webhooks; Wing Money settles in 2–3 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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