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Wipay

Wipay

Spanish merchants running physical stores, unattended machines (vending, car wash, EV charging, parking) or e-commerce that need card acceptance.

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
— vs Interchange + + $0.3
Features

0 shared

3 unique to Adyen
Regions

0 shared

8 unique to Adyen
Pay methods

2 shared

35 unique to Adyen
On settlement

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Show full specs
3 features · 37 payment methods · 8 regions. We don't rank these — they're here for reference.
Wipay Wipay
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
—
Interchange + + $0.3
Settlement
Time to receive funds
—
1–3 business days
Founded
—
2006
Headquarters
—
Amsterdam, Netherlands
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Adyen leads (3 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Adyen leads (37 vs 2)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Blik Unique
—
✓
Boleto Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Wipay is best when you...

Spanish merchants running physical stores, unattended machines (vending, car wash, EV charging, parking) or e-commerce that need card acceptance.
View Wipay

Adyen is best when you...

Platforms & Marketplaces
Need Enterprise
Not available with Wipay
Need Instant Payout
Not available with Wipay
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Wipay doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between Wipay and Adyen?
They share 2 payment methods and 0 regions. Adyen adds ACH, Affirm, Afterpay and 32 more that Wipay does not list; Adyen also covers Africa, Asia and 6 more; only Adyen offers Enterprise, Instant Payout and 1 more.
Which is cheaper, Wipay or Adyen?
Wipay has no published rate; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Wipay and Adyen?
Wipay lists 0 regions and 2 payment methods; Adyen lists 8 and 37. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Wipay and Adyen compare on integration and settlement?
Adyen offers a sandbox, Wipay does not list one; Adyen supports webhooks; Adyen publishes a settlement time of 1–3 business days.

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