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Wisetack

Wisetack

Service Industry Financing

VS

Neopay

Merchants seeking open banking payment solutions

Neopay
Fees from
Merchant fees from 3.9% vs Custom
Features

0 shared

1 unique to Wisetack
Regions

0 shared

1 unique to Wisetack · 1 unique to Neopay
Pay methods

1 shared

2 unique to Wisetack · 1 unique to Neopay

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Show full specs
1 features · 4 payment methods · 2 regions. We don't rank these — they're here for reference.
Wisetack Wisetack
Neopay Neopay
Quick Facts
Fees
Standard transaction rate
Merchant fees from 3.9%
Custom
Settlement
Time to receive funds
1–3 business days
—
Founded
2018
2019
Headquarters
San Francisco, California, USA
Vilnius, Lithuania
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Wisetack leads (1 vs 0)
Startup Friendly Unique
✓
—
Payment Methods
Wisetack leads (3 vs 2)
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Open Banking Unique
—
✓
Regions
Europe Unique
—
✓
North America Unique
✓
—

Wisetack is best when you...

Service Industry Financing
Need Startup Friendly
Not available with Neopay
Want coverage in North America
Neopay doesn't cover this region
View Wisetack

Neopay is best when you...

Merchants seeking open banking payment solutions
Want coverage in Europe
Wisetack doesn't cover this region
View Neopay

Frequently Asked Questions

What is the difference between Wisetack and Neopay?
They share 1 payment method and 0 regions. Wisetack adds Credit Card, Debit Card that Neopay does not list; Neopay adds Open Banking that Wisetack does not list; Wisetack also covers North America; Neopay also covers Europe.
Which is cheaper, Wisetack or Neopay?
Wisetack has published rates from Merchant fees from 3.9%; Neopay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Wisetack and Neopay?
Wisetack lists 1 region and 3 payment methods; Neopay lists 1 and 2. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Wisetack and Neopay compare on integration and settlement?
Wisetack offers a sandbox, Neopay does not list one; Wisetack supports webhooks; Wisetack publishes a settlement time of 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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