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Wix Payments

Wix Payments

Wix Website Payments

VS

Fintoc

LatAm Account-to-Account Payments

Fintoc
Fees from
2.9%–4.3% + $0.3 vs Custom
Features

0 shared

1 unique to Wix Payments · 2 unique to Fintoc
Regions

0 shared

2 unique to Wix Payments · 1 unique to Fintoc
Pay methods

2 shared

20 unique to Wix Payments · 1 unique to Fintoc
On licensing

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Show full specs
3 features · 23 payment methods · 3 regions. We don't rank these — they're here for reference.
Wix Payments Wix Payments
Fintoc Fintoc
Quick Facts
Fees
Standard transaction rate
2.9%–4.3% + $0.3
Custom
Settlement
Time to receive funds
3–5 business days
Same day
Founded
2019
2020
Headquarters
Tel Aviv, Israel
Santiago, Chile
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Fintoc leads (2 vs 1)
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Wix Payments leads (22 vs 3)
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bancontact Unique
✓
—
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Giropay Unique
✓
—
Google Pay Unique
✓
—
Ideal Unique
✓
—
Interac Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Maestro Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Pix Unique
✓
—
Pos Unique
✓
—
Twint Unique
✓
—
Venmo Unique
✓
—
Visa Unique
✓
—
Regions
Wix Payments leads (2 vs 1)
Europe Unique
✓
—
Latin America Unique
—
✓
North America Unique
✓
—

Wix Payments is best when you...

Wix Website Payments
Need Startup Friendly
Not available with Fintoc
Want coverage in Europe, North America
Fintoc doesn't cover these regions
View Wix Payments

Fintoc is best when you...

LatAm Account-to-Account Payments
Need Instant Payout
Not available with Wix Payments
Need Low Fees
Not available with Wix Payments
Want coverage in Latin America
Wix Payments doesn't cover this region
View Fintoc

Frequently Asked Questions

What is the difference between Wix Payments and Fintoc?
They share 2 payment methods and 0 regions. Wix Payments adds Afterpay, Amex, Apple Pay and 17 more that Fintoc does not list; Fintoc adds Bank Transfer that Wix Payments does not list; Wix Payments also covers Europe, North America; Fintoc also covers Latin America.
Which is cheaper, Wix Payments or Fintoc?
Wix Payments has published rates from 2.9%–4.3% + $0.3; Fintoc has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Wix Payments and Fintoc?
Wix Payments lists 2 regions and 22 payment methods; Fintoc lists 1 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Wix Payments and Fintoc compare on integration and settlement?
both offer a sandbox; both support webhooks; Wix Payments settles in 3–5 business days, Fintoc in Same day.

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