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WooCommerce Payments

WooCommerce Payments

WordPress E-Commerce Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2.9%–3.4% + $0.3 vs Custom
Features

2 shared

3 unique to A-Pay
Regions

2 shared

2 unique to WooCommerce Payments · 4 unique to A-Pay
Pay methods

9 shared

10 unique to WooCommerce Payments · 10 unique to A-Pay

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Show full specs
5 features · 29 payment methods · 8 regions. We don't rank these — they're here for reference.
WooCommerce Payments WooCommerce Payments
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2.9%–3.4% + $0.3
Custom
Settlement
Time to receive funds
2–7 business days
1–2 business days
Founded
2020
2021
Headquarters
San Francisco, California
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox
✓
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Ach Unique
—
✓
Afterpay Unique
✓
—
Alipay
✓
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Contactless Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Eps Unique
✓
—
Google Pay
✓
✓
Grabpay Unique
✓
—
Ideal
✓
✓
Interac Unique
✓
—
Klarna
✓
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Multibanco Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Przelewy24 Unique
✓
—
Sepa
✓
✓
Sofort
✓
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay
✓
✓
Regions
A-Pay leads (6 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
—
✓

WooCommerce Payments is best when you...

WordPress E-Commerce Payments
Want coverage in North America, Oceania
A-Pay doesn't cover these regions
View WooCommerce Payments

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with WooCommerce Payments
Need High Risk Accepted
Not available with WooCommerce Payments
Want coverage in Africa, Latin America, Middle East, Southeast Asia
WooCommerce Payments doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between WooCommerce Payments and A-Pay?
They share 9 payment methods and 2 regions. WooCommerce Payments adds Afterpay, Bancontact, Buy Now Pay Later and 7 more that A-Pay does not list; A-Pay adds ACH, Amex, Bank Transfer and 7 more that WooCommerce Payments does not list; WooCommerce Payments also covers North America, Oceania; A-Pay also covers Africa, Latin America and 2 more.
Which is cheaper, WooCommerce Payments or A-Pay?
WooCommerce Payments has published rates from 2.9%–3.4% + $0.3; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use WooCommerce Payments and A-Pay?
WooCommerce Payments lists 4 regions and 19 payment methods; A-Pay lists 6 and 19. both cover Asia, Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do WooCommerce Payments and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; WooCommerce Payments settles in 2–7 business days, A-Pay in 1–2 business days.

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